Ask Ralph Blog

Understanding Private Mortgage Insurance (PMI) - A Sneaky Expense in Your Mortgage Are you finding yourself paying an extra hundred dollars or more to your mortgage company every month without even realizing it? Well, you're not alone. In today's e…

Unlocking Financial Healing: A Biblical Perspective Financial struggles are a common experience for many individuals, often leaving them feeling overwhelmed and unsure of how to find a way out. In times like these, turning to faith and biblical pri…

Navigating the New Employee vs Independent Contractor Rule: A Comprehensive Guide In the world of business, one of the crucial decisions that entrepreneurs and employers often face is determining whether to classify a worker as an employee or an in…

Demystifying Inherited IRA Rules: A Comprehensive Guide Inheriting an Individual Retirement Account (IRA) can be a complex and overwhelming experience, especially during a time of loss and emotional distress. Understanding the rules, implications, …

Demystifying the IRS: Understanding the New Simplified Notices The Internal Revenue Service (IRS) can strike fear into the hearts of many taxpayers with its intimidating notices filled with jargon and confusion. But fear not, as the IRS has recentl…

Unleashing Your Inner Financial Ninja: Slaying Money Wasters with Ralph Welcome to the Ask Ralph podcast, where financial wisdom meets faith in a wacky Wednesday edition! In this episode, Ralph delves into the common money wasters that may be sabot…

Unleash Your Productivity with Faith: A Deep Dive into To-Do Lists In a fast-paced world where time is considered as precious as money, managing our days effectively becomes crucial. The way we prioritize and reflect our values through our to-do li…

Unlocking the Secrets of Mortgage Prepayment: Your Path to Financial Freedom Have you ever dreamt of tossing extra money at your mortgage each month? Perhaps you've heard friends talk about the money they saved, or maybe the idea struck you out of …

Accounting and Tax Tips: A Podcaster's Guide to Financial Success Let's be honest, most of us start podcasts because we have something to say, not because we dream of tax forms. But as your podcast grows, understanding the financial side of things …

Building Unshakeable Lives: Navigating Life's Shifting Sands Have you ever felt like your world was built on shifting sand? When unexpected challenges like job loss, financial crises, or relationship breakdowns hit us, we often find ourselves feeli…