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Ask Ralph: Christian Finance

How can I beat the dealership in the finance office?

Have you ever felt intimidated and taken advantage of in the car dealership's finance office? In this episode of The Ask Ralph Show, host Ralph Estep, Jr. shares a personal story from his childhood that transformed his perspective on car buying and navigating the often predatory world of auto finance. As a 12-year-old, Ralph witnessed his mother nearly fall victim to hidden fees, unnecessary add-ons, and high-pressure tactics from the finance manager. This experience taught him valuable lessons about the importance of financial knowledge, asking questions, and not being afraid to walk away from a bad deal.

https://www.askralphpodcast.com/beat-the-dealership/

00:00 Episode Overview
00:49 Listener’s Question
02:39 Bible Verse
03:05 Ralph’s Personal Story
08:41 Key Things to Watch Out for in the Finance Office
11:47 Things You Can Do to Protect Yourself
13:37 Recap
14:22 3 Action Steps You Can Take Today
15:03 Final Thoughts

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