In this episode of the Ask Ralph Show, Ralph Estep Jr. sits down with Karen Hackman, a couples financial expert, to explore effective strategies for managing finances together. Karen offers practical advice for couples struggling with financial alignment, providing insights on overcoming common challenges and building a unified financial strategy. Whether you're facing disagreements or simply looking to improve your financial partnership, this episode will equip you with actionable tips to achieve financial harmony.
https://www.askralphpodcast.com/effectively-as-a-couple/
00:00 Episode Overview
01:05 Listener’s Question
02:49 Bible Verse
03:32 Karen Hackman’s Personal Experience of Financial Struggles in Her Marriage
05:47 Advice for Newlyweds or Engaged Couples to Get on the Same Financial Footing Before Marriage.
15:13 - change to "I have completely lost my train of thought"
16:11 - change to "just got married"
16:27 - remove "it's," before the phrase "don't be ashamed"
16:29- remove the word "Let's,"
16:33 - remove the word "create" (duplicate word)
16:39 - change to "things aren't going to go wrong" (the one on the video is "are going to go wrong")
18:22 remove "open arms, open arms" (only retain open eyes)
18:48 - remove "was" (grammatically incorrect)
18:50 - "We, the first," (doesn't make sense)
19:01 - remove the word "not"
19:11 - change the word "like" to "mind"
19:55 - Capitalize the word -"Target" (in reference to the store)
21:25 - Spell it this way - "Get on the Same Financial Page as Your Spouse" (capitalize the first letter of each word except for on, the, and as)
22:31 - remove "not" (duplicate)
22:42 - remove this phrase "with both, with open"
25:00 - Capitalize "Word" (in this context it refers to the Bible)
25:22 - remove the word "keep" (duplicate)
25:55 - remove "It's, it's, we"
26:36 - remove "I had" (duplicate)
27:09 - remove "so" (duplicate)
27:35 - remove "I'm also"
28:43 - remove "They have"
28:49 - remove "There are,"
29:01 - remove "And they"
29:39 - remove "Yeah, we have"
29:45 - change to "He has a plan"
29:50 - remove "we just"
31:44 - change "Money" to money
31:48 - change "Exotic" to exotic
38:39 - Change "Someone" to "So I am gonna"
https://money-and-marriage.ck.page/91cb5000c8 (Intentional Spending Plan)
https://moneyandmarriage.net/ (Reach Karen Hackman)
Schedule Appointment with Saggio Management Group, Inc. https://app.acuityscheduling.com/schedule/fabfb9f2/appointment/8258839/calendar/2141336?appointmentTypeIds[]=8258839
