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Ask Ralph: Christian Finance

What Happens If You Don't Pay Off That Balance in 12 Months?

If you don't pay off a promotional balance in 12 months, interest accrues from day one, turning that "deal" into a costly expense. Have a solid repayment plan to avoid getting caught in this trap. Check out my episode on this topic for more insights! #InterestTrap #CreditCardDebt #RepaymentPlan #FinancialAwareness #SmartSpending