Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Recent Episodes

May 12, 2024

A Special Mothers Day Message

Looking for meaningful ways to show love and appreciation to the mothers in your life? Join Ralph Estep, Jr., as he shares heartfelt suggestions in a Special Mothers Day Message. From creating lasting memories to expressing …
May 11, 2024

Beyond the Garage: Navigating Success with Nick Gadaleta and Ralph Estep, Jr.

What's the biggest challenge you've faced in your business? Nick Gadaleta talks overcoming obstacles, building customer trust, and more. Join Ralph Estep, Jr., and Nick Gadaleta as the have a frank discussion about moving be…
May 10, 2024

Peace of Mind: The Benefits of Long-Term Care Insurance

Planning for your future is crucial. Discover how long-term care insurance can safeguard your savings and provide security in times of need. Join Ralph Estep, Jr., as he provides peace of mind the benefits of long-term care …
May 9, 2024

Empowering Your Financial Future: Understanding Roth IRAs

Secure Your Financial Future - It's time to learn about Roth IRAs and tax-free retirement savings! Join Ralph Estep, Jr., for expert advice, actionable steps, and biblical perspectives on building your nest egg and understa…
May 8, 2024

Achieving Financial Freedom: A Procrastinator's Guide to Bill Payments

Struggling with bill payments? Join Ralph Estep, Jr., as he shares practical tips to conquer financial procrastination and success in achieving financial freedom! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW…
May 7, 2024

Extended Warranties on Electronics

Are extended warranties worth it for your electronic devices? Discover the pros and cons of extended warranties on electronics with host Ralph Estep, Jr. Enjoy his personal stories about extended warranties. LISTEN NOW WATCH…

Recent Blog Posts

Honoring Our Mothers: A Tribute on Mother's Day

Honoring Our Mothers: A Tribute on Mother's Day Welcome readers to a special Mother's Day tribute episode where we celebrate the essence of motherhood and the profound impact mothers have on our lives. Join us as we delve into the beauty and import…

Beyond The Garage: The Success Story of Nick Gadaleta and Super Service Automotive

Beyond The Garage: The Success Story of Nick Gadaleta and Super Service Automotive In an inspiring episode of the Ask Ralph Podcast, host Ralph Estep, Jr. delves into the remarkable journey of Nick Gadaleta, the president and CEO of Super Service A…

The Vital Importance of LongTerm Care Insurance: A Comprehensive Guide

The Vital Importance of Long-Term Care Insurance: A Comprehensive Guide In today's fast-paced world, planning for the future is essential, especially when it comes to ensuring peace of mind for yourself and your loved ones. Long-term care insurance…

About the Host

Ralph V. Estep, Jr.Profile Photo

Ralph V. Estep, Jr.

Accountant, Author, Farmer and Podcast Host

Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.

Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.

Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.

Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.

With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.

Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More