Ask Ralph Blog

Unraveling the Mystery of Bill Payments: A Journey to Financial Freedom with Ralph Do unpaid bills keep piling up on your kitchen table? Does the thought of opening envelopes marked past due fill you with dread? If so, you're not alone. Many of us …

Navigating the World of Extended Warranties on Electronics: Insights from Ask Ralph Podcast Have you ever stood at the checkout counter, faced with the decision of whether to purchase an extended warranty for that new electronic device you just bou…

Unveiling Social Security Benefits for Divorced Spouses: A Comprehensive Guide Did you know that even after a divorce, you may still be eligible for social security benefits based on your ex-spouse's earnings record? The world of social security be…

Cultivating Daily Gratitude: Transforming Your Outlook and Finances In today's fast-paced world, it's easy to get caught up in the hustle and bustle of life and forget to pause and be thankful. But what if I told you that cultivating an attitude of…

The Importance of Umbrella Insurance: Protecting Your Assets and Future In today's uncertain world, it's crucial to safeguard our financial well-being and assets from unexpected events and liabilities. One way to ensure comprehensive protection is …

Self Storage - Friend or Foe? Exploring the Pros and Cons Have you ever found yourself wondering whether those boxes collecting dust in your storage unit spark joy or cause you stress? The age-old debate of whether self storage is a friend or a foe…

Navigating Gift Taxes: A Comprehensive Guide from a Christian Perspective In our daily lives, the act of giving and receiving gifts is a common practice that brings joy and strengthens relationships. However, have you ever stopped to consider the t…

Navigating the Murky Waters of Dealer Added Junk Fees: A Guide to Protecting Your Wallet Have you ever felt like you've been taken for a ride when purchasing a new car? Those sneaky dealer added fees can quickly turn your excitement of getting behi…

The Ultimate Guide to Boosting Productivity with Siri Shortcuts Have you ever found yourself wishing for more hours in the day to accomplish all your tasks? Well, what if I told you that there's a way to streamline your daily routines and skyrocket…

Habits of Highly Resilient People - A Journey of Faith and Financial Wellbeing In life, we all face challenges and setbacks that can test our faith and resilience. But have you ever wondered what sets highly resilient people apart? How do they boun…