Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Season 6

May 7, 2024

Extended Warranties on Electronics

Are extended warranties worth it for your electronic devices? Discover the pros and cons of extended warranties on electronics with host Ralph Estep, Jr. Enjoy his personal stories about extended warranties. LISTEN NOW WATCH…
May 6, 2024

Social Security Benefits from Divorce

Did you know that even if you were married for just 10 years, you might qualify for Social Security benefits based on your ex's earnings record? Dive into the complexities of claiming ex-spousal benefits with Ralph Estep, Jr…
May 5, 2024

Living in Gratitude

Discover the power of living in gratitude! Join Ralph Estep, Jr. as he explores practical ways to cultivate daily gratitude and transform your financial life. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON …
May 4, 2024

Do you need an umbrella insurance policy?

Join Ralph Estep, Jr., as he uncovers the benefits of an umbrella insurance policy and why you may want to consider having this additional insurance coverage. Join us as we explore why these umbrella policies protect your pr…
May 3, 2024

The Self Storage Debate - Friend or Foe

Do you really need that self storage unit? Join Ralph Estep, Jr., as he dives into the Self Storage Debate - Friend or Foe? From biblical wisdom on possessions to practical tips for using storage wisely, we've got you covere…
May 2, 2024

An Exploration of Gift Taxes

Curious about gift taxes? Join Ralph Estep, Jr., as he dives into the world of gift giving and an exploration of gift taxes! Learn about exemptions, exclusions, and more. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) W…
May 1, 2024

3 Steps to Avoid Dealer Added Fees

Are dealer-added fees driving you crazy? Join Ralph Estep, Jr., as he delves into the hidden costs of car buying and shares 3 steps to avoid dealer added fees. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON…
April 30, 2024

The Best Siri Shortcuts

Harness the power of Siri Shortcuts to supercharge your productivity and make the most of your precious time. Join Ralph Estep, Jr., as he shares his best siri shortcuts for success. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDE…
April 29, 2024

Habits of Highly Resilient People

Dive into the habits of highly resilient people with Ralph Estep, Jr., in our newest episode. From cultivating a growth mindset to building a strong support network – learn how to thrive in the face of adversity! Ralph gives…
April 28, 2024

Finding Peace in Gods Plan

Seeking financial peace? Join Ralph Estep, Jr., as he explores finding peace in Gods plan. Discover practical steps to align your finances with God's will and experience supernatural peace. LISTEN NOW WATCH NOW ON YOUTUBE (O…
April 27, 2024

Tax Evasion Tips: Income the IRS does not tax

Join Ralph Estep, Jr., as he shares Tax Evasion Tips. Want to learn about 5 types of income the IRS doesn't tax? From gifts to inheritances, our latest episode delves into untaxed income sources and actionable steps to take …
April 26, 2024

Health Savings Accounts

Did you know? Health Savings Accounts (HSAs) offer a triple tax advantage for your medical expenses! Join Ralph Estep, Jr., as he dives into the details with our latest podcast episode. LISTEN NOW WATCH NOW ON YOUTUBE (OUR V…
April 25, 2024

Records You Should Keep

Discover the key financial records you should keep for a secure future. Listen to Ralph Estep, Jr., as he provides expert advice on creating a record-keeping system that works for you. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VI…
April 24, 2024

TIPFLATION - Out of Control Tipping

Join Ralph Estep, Jr., as he does a deep dive into TIPFLATION - Out of Control Tipping and the impact on your wallet! Join Ralph in a thought-provoking conversation on ethical tipping practices. LISTEN NOW WATCH NOW ON YOUT…
April 23, 2024

Creating an Online Account with the IRS

Take control of your tax information effortlessly. Join Ralph Estep, Jr., and listen to our step-by-step guide on creating an online account with the IRS with ID me verification. Stay organized and prepared for tax filing se…
April 22, 2024

Stewarding Your Benjamins

Join Ralph Estep Jr., as he gives you a plan to stewarding your Benjamins. Break free from the bondage of debt and control your finances instead of your finances controlling you! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VE…
April 21, 2024

How to Stop Worrying and Start Living

Overcome worry & anxiety with Biblical wisdom! Join Ralph Estep Jr., as he dives into practical steps to stop worrying and start living a prosperous life. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON RUMB…
April 20, 2024

Credit Builder Loans

Curious about credit builder loans and how they can impact your financial journey? Join Ralph Estep, Jr., as he explores the pros, cons, and biblical perspective on managing your credit wisely.
April 19, 2024

Inheriting Savings Bonds and the Tax Implications

Inheriting savings bonds can be a blessing and a responsibility. Let's navigate the key steps after inheriting savings bonds together. Join Ralph Estep, Jr.
April 18, 2024

How to Avoid Tax Scams

Beware of Tax Scams - Join Ralph Estep, Jr. and learn how to avoid tax scams and protect yourself from fraudulent schemes. Join us as we discuss warning signs, prevention tips, and what to do if you fall victim to a tax scam.
April 17, 2024

Crazy Online Product Reviews

Are you a fan of outrageous kitchen gadgets, health miracles, or eccentric transportation inventions? Join Ralph Estep, Jr., as he discusses crazy online product reviews and whether they have actual value.
April 16, 2024

Are you losing money working for Home Delivery Services?

Are you losing money working as in home delivery services? Join Ralph Estep, Jr., as dives deep into the real costs of food delivery services and how you can turn it into a profitable side business with strategic tips.
April 15, 2024

Should I cosign for a loan?

Considering should I cosign for a Loan? Join Ralph Estep, Jr., as he dives deep into the risks and implications of being a cosigner. Protect your financial future!
April 14, 2024

Pray for our Leaders

Did you know that you are commanded to pray for our leaders? Join Ralph Estep, Jr., for actionable steps to honor God in times of tension.