Feb. 23, 2025

How Can Faith Help When Finances Collapse?

How Do You Trust God When Your Finances Are Falling Apart?

Have you ever felt like your world is crashing down around you because of financial troubles? Like you're drowning in debt and don't know how you'll ever stay afloat? It's easy to trust God when things are going well, but what about when your finances are falling apart? When you've lost your job, your savings are dwindling, and you're not sure how you're going to make ends meet, it can be difficult to keep your faith. But it's in these times that trusting God is most important. How Can Faith Help When Finances Collapse? He is our refuge and strength, a very present help in trouble. (Psalm 46:1)

Check out the full podcast episode:

Bible Verses About Trusting God During Difficult Financial Times

The Bible is full of verses that talk about trusting God during difficult times, including financial hardship. These verses remind us that God is in control, that He cares for us, and that He will provide for our needs.

Philippians 4:19: "And my God will supply every need of yours according to his riches in glory in Christ Jesus." This verse reminds us that God is our provider and that He will meet all our needs according to His riches. He owns everything and has unlimited resources to meet our needs¹.
Matthew 6:25-34: In this passage, Jesus teaches us not to worry about our material needs, for God cares for us and knows what we need. He encourages us to seek first the kingdom of God, and all our needs will be provided for¹. When we prioritize our relationship with God and seek to live according to His will, we can trust that He will take care of our needs.
Proverbs 3:5-6: "Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths." This verse reminds us to trust in God's plan, even when we don't understand it. Our own understanding is limited, but God's ways are higher than our ways¹.
Psalm 34:4: "I sought the Lord, and he answered me and delivered me from all my fears." This verse reminds us that God is always there for us, even when we're afraid. When we seek Him in prayer, He will answer us and deliver us from our fears².
Psalm 55:22: "Cast your burden on the Lord, And He shall sustain you; He shall never permit the righteous to be moved." This verse reminds us that we can give our burdens to God, and He will take care of us. He is strong enough to carry our burdens and will sustain us through difficult times³.

Stories of People in the Bible Who Trusted God During Financial Hardship

The Bible is also full of stories of people who trusted God during financial hardship. These stories show us that God is faithful to those who trust in Him, even when things seem impossible.

The Widow's Oil: In 2 Kings 4:1-7, we find a widow who is in debt and whose sons are about to be taken as slaves. She cries out to Elisha, the prophet, for help. Elisha tells her to gather as many empty jars as she can find and pour the little oil she has left into them. Miraculously, the oil multiplies and fills all the jars. She sells the oil, pays off her debts, and has enough left over to live on. This story demonstrates that when we trust God in our most dire financial situations, He can provide for us in ways that defy human logic⁴.
Deborah: Deborah, a prophetess and judge in Israel, faced the demands of leadership and the threat of enemy attacks. Despite these challenges, she demonstrated unwavering trust in God's presence and provision. Her story reminds us that even when facing the pressures of life and leadership, we can rely on God's strength and guidance⁵.
Zechariah and Elizabeth: This couple remained faithful to God despite their longing for a child remaining unfulfilled for many years. God eventually blessed them with a son, John the Baptist, demonstrating His faithfulness to those who trust in Him. Their story encourages us to persevere in faith, even when our desires are delayed⁵.

Testimonies of People Who Have Experienced God's Faithfulness During Financial Hardship

There are also many modern-day testimonies of people who have experienced God's faithfulness during financial hardship. These testimonies remind us that God is still working in the lives of His people today.

Jacque: Jacque lost her job and accumulated significant debt. She turned to her faith and developed a strong mindset, refusing to let her challenges define her. She created a budget, prioritized her expenses, and actively sought new job opportunities. Through persistence and determination, she landed a new job, paid off her debts, and rebuilt her savings⁶.
Jade and Sam: This couple was drowning in almost $500,000 of consumer debt. They committed to becoming debt-free and worked hard to achieve their goal. They constantly asked God for help and guidance, and He was faithful to provide⁷.
Jaymie: Jaymie was a Bible college student who was struggling financially. She prayed for God to provide for her needs, and He did in miraculous ways. She learned to trust God completely with her finances and experienced His faithfulness firsthand⁸.

These testimonies, along with countless others, highlight a common thread: God is faithful to provide for those who trust in Him. He may not always provide in the way we expect, but He will always meet our needs according to His perfect plan and timing.

Advice from Christian Financial Experts

Christian financial experts offer valuable insights on how to navigate financial hardship while keeping our faith strong.

Surrender Control to God: When facing financial difficulties, it's easy to become overwhelmed and anxious. Surrendering control to God through prayer allows us to release the burden and trust in His provision⁷.
Tithing During Financial Hardship: Even when money is tight, continuing to tithe demonstrates our trust in God's provision. It's an act of faith that acknowledges God as the ultimate source of our finances⁹.

Learning Contentment in Financial Hardship

Contentment is a key aspect of trusting God during financial hardship. It involves finding satisfaction in God's provision, regardless of our circumstances.

Cultivating Contentment: Contentment is a discipline that we must learn and cultivate. It involves trusting in God's sovereign plan and His provision for our lives, even when we cannot see the way forward¹.
Biblical Principles for Contentment: 1 Timothy 6:6-8 and Hebrews 13:5 teach us to be content with what we have, for Godliness with contentment is great gain. We are reminded to keep our lives free from the love of money and be content with what we have because God has promised to never leave us or forsake us¹.
Contentment Through Christ: Paul learned to be content in all circumstances, whether in abundance or in need, through the strength of Christ. We can find contentment by relying on God's strength and trusting in His provision¹⁰.

Practical Tips for Trusting God During Financial Hardship

Here are some practical tips for trusting God during financial hardship:

Pray: Take time to pour out your heart to God, sharing your fears and anxieties with Him. Ask for His guidance and provision, believing that He hears and answers your prayers⁷.
Read your Bible: Find comfort and encouragement in God's Word. The Bible is full of stories of God's faithfulness and promises of provision. Meditate on these verses and allow them to strengthen your faith⁷.
Remember God has a plan: Even when you don't understand what's happening, trust that God is in control. He has a plan for your life, and He will use even your financial struggles for your good⁷.
Adjust your perspective: Focus on the eternal, not the temporary. Your financial difficulties are temporary, but your relationship with God is eternal¹⁰.
Cultivate a positive outlook: Choose to rejoice in the Lord always. A positive attitude can make a big difference in how you handle financial challenges¹⁰.
Express gratitude: Count your blessings and thank God for what you have. Even in the midst of hardship, there is always something to be thankful for¹⁰.
Maintain generosity: Continue to give to God and others, even when money is tight. Giving is an act of faith that demonstrates our trust in God's provision¹⁰.
Practice good stewardship: Manage your finances wisely and make a budget. This will help you make the most of the resources God has given you¹¹.
Seek God's guidance in your financial decisions: Pray for wisdom and discernment as you manage your money. Seek advice from trusted Christian sources and follow biblical principles for financial stewardship¹².
Remember how rich you really are: You are an heir to God's Kingdom and have access to His abundant resources. Recognizing your spiritual riches can help you trust God with your earthly finances¹³.

Conclusion

Trusting God when your finances are falling apart can be difficult, but it's not impossible. By focusing on God's Word, remembering His promises, and seeking His guidance, you can find the strength and peace you need to weather any financial storm. Remember the words of Philippians 4:13: "I can do all things through Christ who strengthens me." Take a step of faith today and surrender your financial worries to God. He is faithful, and He will see you through.

Works cited

5 Powerful Bible Verses For Financial Struggles, accessed February 13, 2025, https://www.chatholybible.com/resources/bible-verses/bible-verses-for-life-situations/financial-struggles
75 Bible Verses About Faith in Hard Times - God's fingerprints, accessed February 13, 2025, https://godsfingerprints.co/blogs/blog/verses-about-faith-in-hard-times
The Best 50+ Bible Verses About Financial Problems - Prayers, accessed February 13, 2025, https://www.prayersfor.com/blog/bible-verses-about-financial-problems
4 Money Miracles in the Bible (And What They Teach Us About Trusting God With Our Finances) - Day 1 of 4, accessed February 13, 2025, https://www.bible.com/reading-plans/37561-4-money-miracles-in-the-bible/day/1
10 Examples of Trusting God in Difficult Times to Inspire You - Deep Spirituality, accessed February 13, 2025, https://deepspirituality.com/trusting-god-in-difficult-times/
Overcoming financial difficulty - Testimonials & Miracles - Crossmap Communities, accessed February 13, 2025, https://communities.crossmap.com/t/overcoming-financial-difficulty/4606
Having Faith During a Personal Financial Crisis - Ramsey Solutions, accessed February 13, 2025, https://www.ramseysolutions.com/personal-growth/faith-during-financial-crisis
Testimony | Hope In Finances - All Nations Church - Cardiff, accessed February 13, 2025, https://allnationschurch.org.uk/jaymie-leigh-herbst-hope-in-finances/
Trusting God with Your Financial Future | Lifeway, accessed February 13, 2025, https://www.lifeway.com/en/articles/trusting-god-with-your-financial-future
Trusting God in Times of Financial Uncertainty - Salt Lake Christian Center, accessed February 13, 2025, https://www.saltlakechristiancenter.org/trusting-god-in-times-of-financial-uncertainty/
3 Ways to Trust God with Your Finances | Christ Fellowship Church, accessed February 13, 2025, https://www.christfellowship.church/devotionals/3-ways-to-trust-god-with-your-finances
10 Bible Verses for When You're Under Financial Stress - Ask About My Faith, accessed February 13, 2025, https://www.askaboutmyfaith.com/blogs/bible-verses-financial-stress
8 Ways to Trust God When Money Is Tight - Christian Finances - Crosswalk.com, accessed February 13, 2025, https://www.crosswalk.com/family/finances/8-ways-to-trust-god-when-money-is-tight.html

Ralph V. Estep, Jr.

Christian Financial Consulting

Ralph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.

Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.

Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.

Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.

With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.

Beyond his impressive qualifications, Ralph has actively engaged with various community programs as bo… Read More

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