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Ask Ralph: Christian Finance

Credit Cards Episodes

March 19, 2025

Is Your Credit Card Costing You More Than You Think?

Ever felt like your credit card is this sneaky little gremlin in your wallet, whispering sweet nothings while it drains your bank account? Today, we’re diving into the true cost of credit card debt and how it could be secretl...
Nov. 18, 2024

What are 5 things to consider before buying groceries with my credit card?

Are you feeling trapped in a cycle of credit card debt, especially when it comes to everyday expenses like groceries? Ralph Estep Jr. tackles this issue head-on, sharing five crucial considerations for using credit cards wise...
Nov. 6, 2024

What are 7 credit card debt myths that nobody should believe?

Are you feeling overwhelmed by credit card debt? You’re not alone—many people are trapped by misconceptions about credit cards that can lead to costly mistakes. Ralph dives into seven dangerous credit card myths that could be...
Sept. 23, 2024

What are ten things I should never do with my credit card?

Are you making dangerous mistakes with your credit card? In this episode of The Ask Ralph Podcast , host Ralph Estep Jr. uncovers the most common credit card blunders that lead to overwhelming debt. Ralph draws from personal ...