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Ask Ralph: Christian Finance

Family Episodes

March 31, 2025

How Do I Save My Mom From My Dad’s $200,000 IRS Nightmare – And Should I Even Try?

Ralph Estep Jr. dives right into the deep end today, tackling the massive wave of a $200,000 IRS debt that’s crashing down on a family. It’s a stressful situation, especially for the mom who’s completely in the dark about the...
March 29, 2025

Who Pays the Bills When Your Grown Kids Won’t Fly the Coop?

Are your adult children still crashing at home? Well, you’re definitely not alone! Today, we’re diving into a listener's heartfelt question about the tricky situation of supporting grown kids who just won’t leave the nest. We...
Jan. 6, 2025

What do I do if I suspect my Mom has dementia and she’s still handling her own finances?

Navigating the delicate balance of protecting a loved one's financial well-being while preserving their dignity is a heart-wrenching challenge, especially when signs of cognitive decline emerge. Ralph Estep Jr. shares a deepl...
Nov. 16, 2024

My parents failed to prepare for retirement and are now 70 – what can I do to help them?

Are you worried about your aging parents' financial situation? This episode of the Ask Ralph Podcast dives into practical ways to support them, especially if they haven't adequately prepared for retirement. Ralph Estep Jr. ex...
Oct. 9, 2024

How do I handle lending money to friends and family and what are the tax issues related to making those loans?

Navigating the tricky waters of lending money to friends and family can be fraught with emotional and financial risks. Ralph dives deep into this topic, emphasizing that it might often be wiser to consider such transactions a...