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Financial Fitness Episodes

April 7, 2025

Why Does Living Paycheck to Paycheck Feel So Hard to Escape?

Feel like you're on a hamster wheel—working hard, getting paid, but always feeling broke right after? You're not alone! Today, we're diving into the illusion of financial stability that many of us cling to while living payche...
April 3, 2025

Tired of Living Paycheck to Paycheck? Let’s Build a Solid Foundation for Your Future.

Feeling the pinch at the end of the month? You’re not alone! Many of us experience that dreaded financial anxiety, staring at our almost-empty bank accounts and wondering how we’re going to make it through until the next payc...
Feb. 26, 2025

Should You Always Pay Cash, or Is There a Better Way?

Are you stuck in the never-ending tug-of-war between cash and credit? Well, today we're diving headfirst into this financial dilemma, giving you the scoop on whether cash really is king or if credit cards can have a place in ...
Feb. 25, 2025

What If Achieving Financial Fitness Was as Easy as Your Daily Workout?

Feeling overwhelmed by your finances? You're not alone! Today, we're diving into how managing your money can be as easy as sticking to a daily workout routine. Just like getting fit takes consistent effort, so does achieving ...
Feb. 23, 2025

How do you trust God when your finances are falling apart?

Feeling like your bank account's disappearing faster than your last slice of pizza? You're definitely not alone! Today, we’re diving into how to trust God even when your finances are a hot mess. I mean, if you've ever found y...
Jan. 20, 2025

Does Saving for Emergencies Mean We Don't Trust God?

Feeling guilty about having an emergency fund? You’re not alone. Many people wrestle with the idea that saving money might indicate a lack of trust in God. Ralph addresses this struggle head-on, sharing his personal journey f...
Jan. 4, 2025

What are treasury inflation protected securities (TIPS) and why should someone hold them?

Are you concerned about inflation eroding your savings? This episode dives into treasury inflation-protected securities (TIPS), a powerful investment tool designed to help safeguard your money from the damaging effects of inf...
Jan. 1, 2025

How can I start the New Year on the best financial path?

Feeling overwhelmed by financial struggles is a common experience, especially as the new year begins. Ralph Estep Jr. addresses this very concern by sharing powerful strategies to help listeners start their financial journey ...
Nov. 26, 2024

What are the best apps to use to build a financial fitness routine?

Are you feeling overwhelmed by your finances? You're not alone, as many people struggle with budgeting and tracking their spending, leading to tension in relationships. Today, Ralph explores how technology can transform your ...