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Ask Ralph: Christian Finance

Housing Episodes

March 8, 2025

Is the 30% rule for housing costs still a wise guideline today?

Is the 30% rule for housing still practical in today’s economy? In this episode of the Ask Ralph Show , Ralph Estep, our financial evangelist, is joined by Craig Van Slyke to unpack this widely accepted guideline, exploring h...
Nov. 1, 2024

What do I do if I find myself house rich and cash strapped as an older American?

Feeling financially trapped in a home you love but can't afford to maintain is a common struggle for many older Americans. This podcast tackles the critical issue of being house rich but cash poor, exploring the emotional and...
Oct. 23, 2024

How can I buy a house with no income?

Are you dreaming of homeownership but feeling trapped by your financial situation? Ralph explores the reality that it is possible to buy a house without a steady income while also highlighting the critical pitfalls to avoid. ...