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Ask Ralph: Christian Finance

Saving Money Episodes

March 8, 2025

Is the 30% rule for housing costs still a wise guideline today?

Is the 30% rule for housing still practical in today’s economy? In this episode of the Ask Ralph Show , Ralph Estep, our financial evangelist, is joined by Craig Van Slyke to unpack this widely accepted guideline, exploring h...
March 1, 2025

Could Diligence and Discipline Slash Your Shopping Bill?

It's all about breaking free from that pesky financial despair today! Ralph Estep Jr., our financial evangelist, tackles the real-world struggles of living paycheck to paycheck, crushing debt, and the dream of a stress-free r...
Feb. 22, 2025

What’s the secret to deducting home equity loan interest? Find out now!

Feeling trapped by debt and living paycheck to paycheck? Well, there's a light at the end of that tunnel! In today’s episode, we’re diving deep into how to break free from financial stress and align your cash flow with what r...
Jan. 22, 2025

Can Spending More on Healthcare Now Actually Save You Thousands Later? My interview with Dr. Alex Watson of Admire Medical

Are you tired of feeling trapped by rising medical bills? Ralph Estep Jr. sits down with Dr. Alex Watson from Admire Medical to explore how preventive healthcare can transform your financial future. They discuss the concept o...
Nov. 25, 2024

What percentage of my salary should I be putting into retirement?

Are you anxious about whether you're saving enough for retirement? You're not alone, as many Christians share this concern, especially when faced with the reality of financial insecurity in their later years. This episode tac...
Sept. 11, 2024

What are 10 things that banks don’t want you to know which could cost you money?

Have you ever wondered what secrets banks are keeping from you? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about bank secrets that could cost you money. What are 10 things that banks don’t ...