Videos

Struggling in your marriage? Turn to prayer. The Bible offers wisdom on forgiveness, trust, and reconciliation because God knows we’re imperfect. Mistakes happen, but faith can guide us toward healing and restoration. Let prayer be the foundation of your journey back to love. #MarriageHealing #FaithAndLove #PowerOfPrayer #Forgiveness #RelationshipWisdom

Forgiveness isn’t just a virtue—it’s a relationship saver! It’s easy to overlook small mistakes, but what about deeper wounds, like financial betrayal? A core belief in grace and faith can help you heal and rebuild trust with your spouse. Don’t let resentment take over—choose forgiveness and strengthen your bond. #MarriageTips…

Can a marriage survive financial infidelity? In this episode of the Ask Ralph Show, Ralph addresses the pain of discovering hidden debt in a relationship and offers hope for healing. Guided by biblical principles, he shares practical steps like seeking God’s guidance through prayer, having honest conversations, and getting professional…

Forgiving doesn’t mean forgetting. Betrayal leaves scars, whether in marriage, friendship, or family. However, healing isn’t about erasing the past but about choosing to move forward despite it. Strength comes from acknowledging the hurt and still choosing love. #Forgiveness #MarriageHealing #RelationshipAdvice #EmotionalStrength #HealingTogether

💸 Unlock Financial Freedom with Ralph! 🔓 Are you feeling trapped by your finances? It's time to break free! In this empowering episode, Ralph tackles the burden of debt head-on and guides you towards financial freedom. 😣 Why does debt feel so heavy? How does it rob us of our…

How do you handle taxes after losing a loved one? In this heartfelt episode of the Ask Ralph Show, Ralph offers guidance to those facing this difficult task. He explains key steps, such as filing final tax returns and understanding estate and inheritance taxes, while sharing Gretchen’s story to illustrate…

Estate management is no DIY project! Professional advice, whether tax complexities, trust questions, or blended family dynamics, is essential. Consult a tax advisor or attorney to ensure everything is handled correctly. It's worth the investment to protect your assets. #EstatePlanning #FinancialAdvice #ProfessionalHelp #TrustsAndTaxes #FinancialSecurity

Notifying the right parties is crucial to protect their identity and finances after a loved one passes. Alert credit bureaus to prevent identity theft and contact the bank to update joint accounts. Don't forget to get multiple copies of the death certificate to make this process smoother. #EstatePlanning #IdentityProtection #FuneralPlanning…

Remember God's peace in tough times, which surpasses all understanding. Romans 8:28 reassures us that God works for the good of those who love Him. Trust in His plan, even when it's hard. #FaithInGod #PeaceInChrist #Romans828 #TrustHisPlan #SpiritualStrength

🌟 **Finding Peace with Your Finances: A Faith-Based Approach** 🌟 Are you feeling weighed down by financial stress or the belief that it’s too late to turn things around? You’re not alone. In this video, Ralph dives into the *heart* of financial struggles and offers a faith-based perspective on finding…

💸 Are you tired of watching your hard-earned money disappear like magic? 💸 🕒 Join us TODAY at 1 PM EST for an eye-opening live show where we dive deep into the financial questions that keep you up at night. 🕒 🏠 Discover the secrets to deducting home equity loan…

What should you do with your 401(k) during a job change? In this episode of the Ask Ralph Show, Ralph answers a listener’s question about navigating this important decision. He breaks down the options—leaving it with your old employer, rolling it into an IRA, transferring it to a new plan,…

A 401(k) loan might seem like a quick fix, but if you leave your job, you may have to repay it within 60 days—or face taxes and penalties. Before borrowing, consider the risks and have a backup plan! #401kLoan #RetirementPlanning #SmartMoneyMoves #FaithAndFinances #AskRalphShow #AskRalph

If you're under 59½, withdrawing from your retirement savings means taxes and penalties. But did you know how much it really reduces your future wealth? Is it worth the risk? #FinancialEducation #RetirementWealth #MoneyMoves #TaxPlanning #SmartInvesting

A Roth 401(k) lets you contribute after-tax dollars through your employer, meaning your money grows tax-free, and withdrawals in retirement are tax-free! Unlike a traditional 401(k), it won’t lower your taxable income now, but the long-term tax benefits can be worth it. #RetirementPlanning #Roth401k #FinancialFreedom #FaithAndFinances #AskRalphShow #AskRalph

**📢 Take Control of Your Finances and Find True Peace! 💰🙏** Are your finances running your life? It's time to take back control and find lasting peace in God's bigger plan for you. In this video, we’ll walk you through **practical steps** to break free from financial stress and align…

Phishing attacks are more common than you think. A simple click on a fake link can compromise your account in seconds. These scams come through texts, social media, and even QR codes. Stay alert, verify messages, and protect your information! #PhishingScam #CyberSecurity #StaySafeOnline #FraudPrevention

Two-factor authentication (2FA) adds an extra layer of security, making it harder for hackers to access your accounts—even if they have your password. Pro tip: Use a separate device for 2FA to keep your accounts even more secure. #CyberSecurity #TwoFactorAuthentication #StaySafeOnline #ProtectYourAccounts

Scammers trick people with fake bank texts every day! Learn how to spot and avoid phishing attacks through SMS, social media, and QR codes. Stay safe! #CyberSecurity #PhishingScam #OnlineSafety

Could losing your phone put your finances at risk? In this episode of the Ask Ralph Show, Ralph shares the story of a listener who lost their phone on vacation and faced serious security threats. He breaks down nine common risks, from phishing scams to stolen devices, and offers simple…

Are you feeling overwhelmed by your finances? You're not alone! In this video, Ralph shares encouragement and practical steps to help you take control of your financial future. 💰✨ Facing the truth about your income, spending, and debt is the first step toward financial freedom. As John 8:32 reminds us,…

If you sell real estate—whether it’s your primary home, vacation house, or investment property—you’ll receive a 1099-S. The settlement agent reports the sale to the IRS, so ensure it’s included in your tax return to avoid issues. #RealEstateTaxes #1099S #TaxReporting #StayCompliant

If your bank or credit union paid you at least $10 in interest during the year, they must send you a 1099-INT. This form reports your earned interest, and yes—it needs to be included in your tax return. Don’t overlook it! #TaxTips #1099INT #InterestIncome #StayCompliant

Your bank sends your 1099-INT to you and the IRS—so if you don’t report it, they’ll notice. Failing to include interest income can lead to penalties or audits. Make sure you report it correctly on your return to stay compliant. #TaxCompliance #1099INT #ReportYourIncome #TaxTips