Maintenance, repairs, taxes, and insurance are just some of the hidden costs beyond your mortgage payment. Research and budget for utilities, closing costs, renovations, and miscellaneous expenses. These ongoing costs can add up, so shop for the best rates. Building an emergency fund for surprise repairs is crucial—save even $25 a month if possible. With proper planning and budgeting, you can manage the financial responsibilities of homeownership. #Homeownership #HiddenCosts #Budgeting #EmergencyFund #FinancialPlanning #BePrepared
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