Creating and sticking to a budget is crucial for understanding where your money goes, freeing up funds to pay down debt and start saving. Philippians 4:13 reminds us, "I can do all things through Christ who strengthens me." Lean on your faith as you create a budget that reflects your financial goals. It's the master plan for fixing and maintaining your credit. With a budget, and more importantly, sticking to it, you should never be unable to pay your bills, thus avoiding negative impacts on your credit. #Budgeting #FinancialGoals #FaithAndFinance #CreditHealth