Feeling overwhelmed by your finances? In this episode, Ralph dispels the myth that budgeting is about depriving yourself, and instead introduces his '3P Plan' for budgeting: Plan, Prioritize, and Practice. He shares personal anecdotes about his own budgeting struggles, responds to a listener's question about feeling like a failure at budgeting, and emphasizes the emotional aspects of managing money. He encourages listeners to see budgeting as a path to financial freedom rather than punishment. Join Ralph for a prayer for wisdom and consistency, and start your journey towards success with practical steps and faith. Remember, it's not about perfection, but persistence.

Read today’s blog article:
https://www.askralphpodcast.com/blog/struggling-to-stick-to-a-budget/
https://www.askralphpodcast.com/break-the-cycle/

00:00 Introduction: Taking Control of Your Finances
01:09 Breaking Financial Shame
01:57 The Real Purpose of Budgeting
03:30 The Three P Plan: Plan, Prioritize, Practice
05:08 Emotional Aspects of Budgeting
07:13 Encouragement and Final Thoughts

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