Social Security credits are crucial for your future benefits! Each year, you can earn up to four credits, and most people need 40 credits (about 10 years of work) to qualify for retirement benefits. Contrary to popular belief, your contributions don't sit in an account with your name on it—they support today's retirees. Understanding this pay-as-you-go system is key to planning for your retirement. #SocialSecurity #RetirementPlanning #WorkCredits
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