Can unauthorized charges wreck your credit—and your peace of mind? In this episode of the Ask Ralph Show, Ralph answers a question from Juliana, who faced $3,000 in fraudulent credit card charges that tanked her credit score. Ralph shares how credit monitoring services can help prevent issues like this and offers practical tips to secure accounts, set up fraud alerts, and manage credit wisely. He explains how good credit can unlock lower interest rates and financial stability, tying it all to biblical wisdom from 1 Timothy 6:10. Reflection questions and actionable steps wrap up this must-hear episode on protecting your financial future and managing your credit effectively.
Read today’s blog article: https://www.askralphpodcast.com/blog/managing-credit-worth-the-effort/
https://www.askralphpodcast.com/managing-your-credit/
Podcast Timestamps:
00:00 Episode Overview
01:43 Listener's Heartfelt Question
04:22 Biblical Perspective on Money
05:04 Today’s Gratitude Statement
05:24 Benefits of Good Credit
11:06 Consequences of Bad Credit
16:15 Understanding Credit Monitoring
20:54 Visit https://www.askralphpodcast.com/blog/ for Free Financial Resources
21:20 Immediate Actions for Fraud Protection
26:08 Call to Action
27:42 Reflection Questions
29:48 Closing Thoughts
Websites mentioned:
https://www.askralphpodcast.com/freeze-my-credit-file/
https://www.askralphpodcast.com/repair-my-bad-credit/
Ask Ralph Insiders Community
https://mailchi.mp/askralph.com/group
Ask Ralph Show Live
https://askralphpodcast.com/live
What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/
Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/
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