Feeling weighed down by credit card debt? In this episode of the Ask Ralph Show, Ralph answers a heartfelt question from Cora, who’s overwhelmed by mounting balances. Ralph shares practical steps to take control, like paying off balances, tracking expenses, and avoiding impulse spending. He also explores the emotional traps that lead to debt and offers strategies to break free. Rooted in a Christian perspective, Ralph encourages listeners to seek God’s guidance and trust in His plan. With hope, faith, and actionable advice, this episode inspires anyone struggling with debt to find freedom and peace in their financial journey. Is your credit card costing you more than you think? Tune in to find out.
Read today’s blog article: https://www.askralphpodcast.com/blog/how-fast-is-credit-card-debt-hurting-you/
https://www.askralphpodcast.com/credit-card-costing/
Podcast Timestamps:
00:00 Episode Overview
02:47 Listener's Question: Cora's Struggle with Credit Card Debt
04:30 Bible Verse: Romans 13:8
05:05 Today’s Gratitude Statement
05:46 The Cost of Debt: Meredith’s Wake Up Call
07:27 Understanding the Psychological Traps of Credit Card Use
11:32 Credit Scores
17:31 Practical Ways To Battle The Psychological Factors Of Credit Card Use
22:32 Practical Ways to Get Back on Track
24:58 Call to Action: Visit https://askralph.com/ to Book a Call With Ralph
25:22 Join the Ask Ralph Newsletter http://askralphpodcast.com/newsletter for Daily Encouragement & Financial Tips!
26:58 Reflection Questions
28:37 Mail Bag: Listener Feedback and Encouragement
29:37 Share Your Story With Ralph! Email Ralph Directly At ralph@askralph.com
30:03 Closing
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