In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. addresses a common financial concern: how to boost your credit score quickly, especially if it has dropped below 700. Ralph answers a listener's question about unexpected drops in credit scores and provides practical, actionable advice on improving it. He covers crucial factors like credit utilization, payment history, and hard inquiries, and shares tips on becoming an authorized user on someone else's credit card, requesting credit limit increases, and disputing errors on your credit report. Tune in for Ralph's expert financial guidance and biblical wisdom to help you regain control of your credit score.
https://www.askralphpodcast.com/credit-score-has-dropped/
00:00 Episode Overview
00:52 Listener Question
01:34 Bible Verse
02:03 Understanding Credit Score Drops
05:25 Tips for Improving Credit Score
08:25 Recap and Closing Thoughts
09:31 Outro
