Should you use cash or credit? In this episode of the Ask Ralph Show, Ralph answers a question from Brenda in Michigan, who’s struggling to decide between the two. Ralph breaks down the benefits and risks of each, sharing personal stories and biblical wisdom on debt and stewardship. He offers practical tips for mindful spending, avoiding unnecessary debt, and aligning your financial choices with Christian values. Ralph also highlights when it’s wise to use cash and when credit might make sense. This episode provides actionable steps and encouragement to help listeners make decisions that honor God and bring financial peace. But when it comes down to it, Should You Always Pay Cash? Tune in to find out.
Read today’s blog article: https://www.askralphpodcast.com/blog/can-credit-cards-actually-save-you-money/
https://www.askralphpodcast.com/always-pay-cash/
Podcast Timestamps:
00:00 Episode Overview
01:34 Listener Question: Cash or Credit?
02:56 If You Have A Question You'd Like Answered, Head Over To https://justaskralph.com/
03:15 Live Show Reminder: https://askralphpodcast.com/live
03:39 Biblical Perspective on Debt
04:26 Today’s Gratitude Statement
04:56 Case Study: Jake's Financial Journey
08:58 The Case for Cash
13:44 Disadvantages of Using Cash
18:14 The Role of Credit Cards
23:13 Disadvantages Of Credit Card
27:58 Exploring Alternative Payment Methods
32:33 Christian Financial Principles
35:38 Visit https://www.askralphpodcast.com/blog/ for Free Financial Resources
37:18 When To Use Cash Or Credit
40:20 Things You Should Never Pay For With Cash
43:12 You Can Support the Show by Visiting https://askralphpodcast.com/support
44:29 Action Steps You Can Take To Overcome The Uncertainty Of Cash Versus Credit
47:58 Reflection Questions
51:28 Closing
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