The debt relief industry is rife with scams. Here are some red flags to watch out for. First, upfront fees: legitimate credit counseling agencies are prohibited from charging large upfront fees before providing services. If you encounter an agency that says your first several payments will go to them to cover their fees, steer clear. #DebtRelief #ScamAlert #CreditCounseling #FinancialSafety #ProtectYourMoney