What should you do if you get an unexpected IRS refund? In this episode of the Ask Ralph Show, Ralph breaks down why unexpected refunds happen and how to handle them wisely. He shares tips for spotting potential scams tied to surprise refunds and offers practical advice for making the most of this unexpected money. Through real-life stories of clients who turned refunds into financial wins, Ralph provides actionable steps for managing refunds responsibly. He also weighs the pros and cons of breaking even on taxes versus receiving a refund, all while emphasizing biblical principles of stewardship and financial integrity. Whether you're excited or uncertain about an unexpected IRS refund, Ralph’s insights will help you navigate it with confidence and wisdom.
Read today’s blog article: https://www.askralphpodcast.com/blog/can-you-trust-unexpected-irs-checks/
https://www.askralphpodcast.com/unexpected-irs-refund/
Podcast Timestamps:
00:00 Episode Overview
02:03 Listener Question: Rachel's Unexpected Refund
03:20 Bible Verse - Luke 16:10
04:03 Today’s Gratitude Statement
04:33 Understanding Tax Refunds
11:45 Beware of IRS Refund Scams
13:44 Common IRS Scams and How to Avoid Them
16:03 How to Avoid Scams
17:53 Tax Implications of an Unexpected Refund
20:32 Smart Ways to Spend Your Refund
24:36 The Great Debate: Breaking Even on Your Taxes
27:54 Success Stories: Making the Most of Your Refund
31:08 Practical Steps for Managing Your Refund
34:35 Reflection Questions
36:02 Call to Action: Visit https://www.askralphpodcast.com/ to Book a Call with Ralph
38:52 You Can Support the Show by Visiting https://askralphpodcast.com/support
40:04 Recap
41:25 Visit https://www.askralphpodcast.com/blog/ for Free Financial Resources
41:39 Closing
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