When a bank fails, FDIC insurance protects your deposits. Usually, the FDIC arranges for another bank to take over, so you won't notice a difference—your checks will clear, debit cards will work, and your money will remain accessible. In rare cases, if no bank takes over, the FDIC will send you a check for your insured deposits within a few days. #FDIC #BankFailure #DepositProtection #FinancialSecurity #BankingSafety #MoneyManagement