Are everyday expenses draining your finances? In this episode of the Ask Ralph Show, Ralph is joined by Craig as they answer listener questions about managing costs and saving more, all from a Christian perspective. They discuss when home equity loan interest is tax-deductible, how to save on groceries with meal planning and store brands, and ways to cut back on expenses like dining out and subscriptions. Ralph shares practical tips for avoiding impulse purchases, using home equity lines wisely, and switching to affordable mobile plans. With a focus on stewardship, this episode equips listeners with actionable steps to take control of their money, honor God, and better understand strategies for deducting home equity loan interest to maximize financial benefits.
Read today’s blog article: https://www.askralphpodcast.com/blog/home-equity-loan-interest-deductible/
https://www.askralphpodcast.com/deducting-home-equity/
Podcast Timestamps:
00:00 Episode Overview
01:17 Listener’s Question #1: Understanding Home Equity Loan Interest
01:58 Key To Deducting Home Equity Loan Interest
06:31 Home Equity Loan vs. Line of Credit
10:56 Visit https://www.askralphpodcast.com/blog/ for Free Financial Resources
11:11 Listener’s Question #2: Saving Money on Groceries
14:35 Practical Tips to Managing Your Grocery Expenses
23:39 Bible Verse: Philippians 4:12
26:05 Listener’s Question #3 Managing Everyday Expenses
26:53 The Importance of Tracking Subscriptions
31:41 The Hidden Costs of Dining Out
34:35 Managing Impulse Purchases
39:22 Saving on Mobile Phone Plans
45:25 Energy Consumption and Household Savings
48:40 Action Steps to Manage Your Daily Expenses
50:09 You Can Support the Show by Visiting https://askralphpodcast.com/support
52:04 Closing
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