What are 5 common investment choices which kill your returns? Have you ever wondered why your investment portfolio isn’t growing as expected? Poor investment choices might be to blame. In this episode of The Ask Ralph Show, Ralph Estep …
What are 19 steps I can take to overcome my savings shortfall even in my early 50’s? Feeling behind in your retirement savings in your early 50s? You’re not alone. Life’s unexpected twists often leave many wondering if they’…
What Changes Are Coming to Social Security in 2025? Social Security remains a cornerstone of retirement planning for many Americans, but with significant changes on the horizon for 2025, it’s essential to stay informed. From adjustments to th…
What Are 9 Retirement Expenses Which I May Not Have Considered? Retirement should be a time to enjoy the fruits of your labor, but unexpected expenses can strain your finances. Let’s uncover nine often-overlooked Hidden Costs Should You Prepa…
What Is Title Insurance and Why Do You Need It? When purchasing a home, ensuring your investment is protected is crucial. But have you considered how title insurance plays a role in safeguarding your property? In this post, we’ll explore the …
Should I Consider Overpaying My Mortgage? When it comes to achieving financial freedom, the idea of overpaying your mortgage often comes up. But is it the right move for everyone? In this blog post, we explore the benefits and drawbacks of paying o…
Is Social Inflation to Blame for Our High Insurance Rates? In recent years, insurance rates have been climbing at an alarming rate. Many people are left wondering: Is social inflation to blame for our high insurance rates? Social inflation refers t…
Can You Use Your 401(k) to Purchase a Home? Exploring the Pros and Cons For many, the dream of homeownership feels out of reach, especially with soaring property prices. But what if your 401(k) could help make that dream come true? In this blog pos…
How can I survive the holidays without going broke? Are holiday expenses threatening to send your budget into chaos? Many people find themselves financially overwhelmed during the festive season, but there’s hope. In Episode 327 of the Ask Ra…
Why don’t I feel like I’m doing well financially – even though I am according to most experts? Struggling with financial peace despite success? In the latest episode of The Ask Ralph Podcast, Ralph Estep Jr. tackles the puzzling ga…
