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Tax Talk Thursday Episodes

Getting Ready for Tax Time
Jan. 10, 2024

Getting Ready for Tax Time

Ralph Estep, Jr. welcomes listeners to another episode of the Ask Ralph podcast, where he delves into taxes and financial matters. In this episode, he focuses on preparing for tax season and provides valuable guidance on finding a professional...
IRS Penalty Review - Breaking News!
Jan. 4, 2024

IRS Penalty Review - Breaking News!

Join Ralph Estep, Jr. as he announces IRS updates regarding automatic penalty relief for taxpayers who had balances due in 2020-2021 but did not receive notices, covering eligibility criteria, ensuring address updated to receive refunds, and options...
Emergency Withdrawals From 401-K Plans - Pros and Cons
Jan. 2, 2024

Emergency Withdrawals From 401-K Plans - Pros and Cons

Ralph Estep, Jr. discusses the pros and cons of emergency withdrawals from 401(k) plans. He highlights that while hardship withdrawals provide immediate funds during crises without repayment requirements, they can deplete retirement savings and incur...
Steps For Withdrawing An Employee Retention Credit Claim
Dec. 31, 2023

Steps For Withdrawing An Employee Retention Credit Claim

Ralph Estep, Jr. discusses the steps for withdrawing an Employee Retention Credit (ERC) claim in today's episode of the Ask Ralph show. He emphasizes the importance of reviewing eligibility criteria, gathering relevant documentation, determining the...
Tax Breaks for Seniors
Dec. 30, 2023

Tax Breaks for Seniors

Ralph Estep, Jr. discusses the best tax breaks for seniors in today's episode of the Ask Ralph show. He highlights tax-saving opportunities such as the extra standard deduction for seniors over 65, spousal IRA contributions, qualified charitable...
Self-Employment Tax
Dec. 29, 2023

Self-Employment Tax

In this episode of the Ask Ralph show, host Ralph Estep, Jr. discusses the important topic of self-employment tax. He explains that self-employment tax is what individuals who work for themselves must pay on their income, including both employer and...
IRS Related Identity Theft
Dec. 28, 2023

IRS Related Identity Theft

Ralph Estep, Jr. discusses IRS related identity theft in today's episode of the Ask Ralph show. He emphasizes the importance of responding promptly if the IRS contacts you regarding suspected identity theft and provides steps to take, including...