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Ask Ralph: Christian Finance

Episodes

Unconventional Ways to Spend Money
Feb. 14, 2024

Unconventional Ways to Spend Money

Join host Ralph Estep Jr. as he takes listeners on a journey seeking unconventional ways to spend money and invest. He shares examples of bizarre purchases such as face-shaped coins, personalized potatoes, and the 'selfie toaster'.
Leveraging Technology to Improve Customer Service and Grow Your Business
Feb. 13, 2024

Leveraging Technology to Improve Customer Service and Grow Your Business

Ralph Estep Jr. discusses the essential role of leveraging technology to improve customer service in any business, and how technology can enhance it. He discusses how Customer Relationship Management software, chat bots, and self-service options can effectively cater to customers.
Financing Your Home - Here are the Basics
Feb. 12, 2024

Financing Your Home - Here are the Basics

Ralph Estep Jr advises on financing your home, discussing the pre-approval process, house hunting, applying for a mortgage and going through the underwriting procedure.
Living a Life of Integrity - Honoring God's Commandments
Feb. 11, 2024

Living a Life of Integrity - Honoring God's Commandments

Explore the importance of living a life of integrity and honoring God's commandments in this thought-provoking episode. Learn how aligning your financial decisions with ethical practices can lead to long-term success and fulfillment.
A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond
Feb. 10, 2024

A Game Plan for Success: Brandon Steiner on Winning in Sports Memorabilia and Beyond

Entrepreneur Brandon Steiner shares his insights on a game plan for success.
Guest: Brandon Steiner
Converting Personal Vehicles to Business Use
Feb. 9, 2024

Converting Personal Vehicles to Business Use

Ralph Estep Jr., discusses the process and benefits of converting personal vehicles to business use. He explains how this can lower taxes, provide deductions, and offers tips on documentation, deduction methods, and insurance considerations.
Common Tax Jargon
Feb. 8, 2024

Common Tax Jargon

Ralph Estep, Jr. aims to unravel common tax jargon. He goes over terms like adjusted gross income (AGI), itemized deductions, tax brackets, tax credits, tax shelters and the standard deduction.
Weird Side Hustles
Feb. 7, 2024

Weird Side Hustles

Ralph Estep, Jr. discusses some truly bizarre and weird side hustles. These unconventional methods of making money challenge commonly held perceptions about generating income.
Cybersecurity for Entreprenuers
Feb. 6, 2024

Cybersecurity for Entreprenuers

Join Ralph Estep, Jr. as he discusses cybersecurity for entreprenuers and how to prevent these attacks in your business.
Overcoming Fear of Failure: Taking Risks in Business and Finance
Feb. 5, 2024

Overcoming Fear of Failure: Taking Risks in Business and Finance

In this episode of the 'Ask Ralph' podcast, host Ralph Estep, Junior, discusses how overcoming the fear of failure can unlock greater levels of success in business and personal finance. He proposes eight concrete steps: embracing the unknown, weighing...
Finding Strength in Times of Trouble - Trusting Gods Plan
Feb. 4, 2024

Finding Strength in Times of Trouble - Trusting Gods Plan

Ralph Estep Jr. explores how to find strength in times of trouble and trusting in Gods plan. He emphasizes the importance of surrendering to God's guidance, seeking his wisdom, and cultivating resilience, gratitude, and mindfulness.
Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke
Feb. 3, 2024

Capitalize on Strengths, Overcome Weaknesses: A Conversation with Professor Craig Van Slyke

In this conversation, Ralph and Professor Craig from the Live Well and Flourish podcast discuss how to capitalize on strengths and overcome weaknesses.
Guest: Craig Van Slyke
Pass Through Entities Explained
Feb. 2, 2024

Pass Through Entities Explained

Learn how pass through entities like LLCs and S Corps can help lower your tax burden and protect your business. Discover the benefits and steps to create one for your business.
Don't Miss Tax Credits
Feb. 1, 2024

Don't Miss Tax Credits

Ralph Estep, Jr. provides an elaborate analysis some don't miss tax credits and deductions, specifically focusing on the child tax credit, earned income tax credit, lifetime learning credit, and the residential energy efficient property credit.
Crazy Business Ideas That Actually Worked
Jan. 31, 2024

Crazy Business Ideas That Actually Worked

This episode of the 'Ask Ralph' podcast explores the world of seemingly crazy business ideas that revolutionized industries and became incredibly successful.
Benefits and Risks of Using Personal Financial Apps
Jan. 30, 2024

Benefits and Risks of Using Personal Financial Apps

The episode of Ask Ralph podcast hosted by Ralph Estep Jr., focuses on the benefits, costs, and risks associated with personal financial apps such as Mint, Personal Capital, Pocket Guard, and YNAB. The podcast describes how these apps aid in managing...
10 Myths about Retirement
Jan. 29, 2024

10 Myths about Retirement

In this episode, host Ralph Estep, Jr. discusses 10 myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the importance of saving for...
Finding Purpose in God's Kingdom - Using Your Gifts
Jan. 28, 2024

Finding Purpose in God's Kingdom - Using Your Gifts

Finding purpose in God's kingdom and using one's gifts explores the intersection of faith and financial prosperity, emphasizing the importance of self-reflection, utilizing one's unique gifts, and serving others.
Five Tax Blunders That Can Leave You Broke
Jan. 27, 2024

Five Tax Blunders That Can Leave You Broke

Discover the five tax blunders that can leave you broke. Learn about accurate record keeping, tax credits, planning ahead, seeking professional help, and seizing tax-saving opportunities for your business. Achieve financial stability and growth by avoiding these blunders and making informed decisio…
Purchasing versus Leasing Your Next Vehicle
Jan. 26, 2024

Purchasing versus Leasing Your Next Vehicle

In this episode of The Ask Ralph Podcast, host Ralph Estep Jr. delves into the decision of financing versus leasing when purchasing a vehicle. He explores the advantages and considerations of each option, helping listeners make an informed choice that aligns with their personal goals and financial …
Beneficial Ownership Reporting - What you need to know!
Jan. 25, 2024

Beneficial Ownership Reporting - What you need to know!

In this episode of The Ask Ralph Show, host Ralph Estep Jr. explores the topic of beneficial ownership reporting, providing valuable insights into who truly owns and controls businesses. These regulations, implemented by FinCen to combat money...
Crazy Tax Mistakes and How to Fix Them
Jan. 24, 2024

Crazy Tax Mistakes and How to Fix Them

Join Ralph Estep, Jr. on the Ask Ralph Show as he explores crazy tax mistakes and how to fix them.  From deducting pets as dependents to inflating charitable contributions, these stories highlight the importance of staying within tax laws....
Tips for Staying Safe Online and Balancing Your Digital Life
Jan. 23, 2024

Tips for Staying Safe Online and Balancing Your Digital Life

In this episode of the 'Ask Ralph' podcast, host Ralph Estep Jr. discusses the importance of staying safe online in the digital age. He begins by asking listeners if they are confident that they are doing everything they can to protect their personal...
There's Hope for Getting a Mortgage After Bankruptcy
Jan. 22, 2024

There's Hope for Getting a Mortgage After Bankruptcy

In this episode of Ask Ralph, the host, Ralph Estep Jr., discusses the topic of "Getting a Mortgage After Bankruptcy." He acknowledges that declaring bankruptcy can have a significant impact on one's finances, including a drop in credit score and its...