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Episodes

May 16, 2024

Navigating College Savings: The 529 Plan Explained

College costs can be daunting, but with the 529 Plan, you can save smart and tax-efficiently. Join Ralph Estep, Jr., for expert insights and tips on navigating college savings!
May 15, 2024

Conquering Money Anxiety: Tales of Victory and Empowerment

Ready to conquer your financial fears and step into abundance? Join Ralph Estep, Jr., as he shares real-life success stories and actionable steps on conquering money anxiety.
May 14, 2024

The Power of Password Managers: Secure Your Digital Life

Boost your online security with just one simple step! Join Ralph Estep, Jr., on his journey of sharing the power of password managers. Learn how password managers can revolutionize your digital life. Say goodbye to weak pass…
May 13, 2024

The Art of Building Relationships: A Path to Prosperity

Seeking insights on building strong relationships for financial success? Join Ralph Estep, Jr., as he delves into the art of building relationships from a Christian perspective. Discover practical tips and biblical wisdom to…
May 12, 2024

A Special Mothers Day Message

Looking for meaningful ways to show love and appreciation to the mothers in your life? Join Ralph Estep, Jr., as he shares heartfelt suggestions in a Special Mothers Day Message. From creating lasting memories to expressing …
May 11, 2024

Beyond the Garage: Navigating Success with Nick Gadaleta and Ralph Estep, Jr.

What's the biggest challenge you've faced in your business? Nick Gadaleta talks overcoming obstacles, building customer trust, and more. Join Ralph Estep, Jr., and Nick Gadaleta as the have a frank discussion about moving be…
Guest: Nick Gadaleta
May 10, 2024

Peace of Mind: The Benefits of Long-Term Care Insurance

Planning for your future is crucial. Discover how long-term care insurance can safeguard your savings and provide security in times of need. Join Ralph Estep, Jr., as he provides peace of mind the benefits of long-term care …
May 9, 2024

Empowering Your Financial Future: Understanding Roth IRAs

Secure Your Financial Future - It's time to learn about Roth IRAs and tax-free retirement savings! Join Ralph Estep, Jr., for expert advice, actionable steps, and biblical perspectives on building your nest egg and understa…
May 8, 2024

Achieving Financial Freedom: A Procrastinator's Guide to Bill Payments

Struggling with bill payments? Join Ralph Estep, Jr., as he shares practical tips to conquer financial procrastination and success in achieving financial freedom! LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW…
May 7, 2024

Extended Warranties on Electronics

Are extended warranties worth it for your electronic devices? Discover the pros and cons of extended warranties on electronics with host Ralph Estep, Jr. Enjoy his personal stories about extended warranties. LISTEN NOW WATCH…
May 6, 2024

Social Security Benefits from Divorce

Did you know that even if you were married for just 10 years, you might qualify for Social Security benefits based on your ex's earnings record? Dive into the complexities of claiming ex-spousal benefits with Ralph Estep, Jr…
May 5, 2024

Living in Gratitude

Discover the power of living in gratitude! Join Ralph Estep, Jr. as he explores practical ways to cultivate daily gratitude and transform your financial life. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON …
May 4, 2024

Do you need an umbrella insurance policy?

Join Ralph Estep, Jr., as he uncovers the benefits of an umbrella insurance policy and why you may want to consider having this additional insurance coverage. Join us as we explore why these umbrella policies protect your pr…
May 3, 2024

The Self Storage Debate - Friend or Foe

Do you really need that self storage unit? Join Ralph Estep, Jr., as he dives into the Self Storage Debate - Friend or Foe? From biblical wisdom on possessions to practical tips for using storage wisely, we've got you covere…
May 2, 2024

An Exploration of Gift Taxes

Curious about gift taxes? Join Ralph Estep, Jr., as he dives into the world of gift giving and an exploration of gift taxes! Learn about exemptions, exclusions, and more. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) W…
May 1, 2024

3 Steps to Avoid Dealer Added Fees

Are dealer-added fees driving you crazy? Join Ralph Estep, Jr., as he delves into the hidden costs of car buying and shares 3 steps to avoid dealer added fees. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDEO VERSION) WATCH NOW ON…
April 30, 2024

The Best Siri Shortcuts

Harness the power of Siri Shortcuts to supercharge your productivity and make the most of your precious time. Join Ralph Estep, Jr., as he shares his best siri shortcuts for success. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VIDE…
April 29, 2024

Habits of Highly Resilient People

Dive into the habits of highly resilient people with Ralph Estep, Jr., in our newest episode. From cultivating a growth mindset to building a strong support network – learn how to thrive in the face of adversity! Ralph gives…
April 28, 2024

Finding Peace in Gods Plan

Seeking financial peace? Join Ralph Estep, Jr., as he explores finding peace in Gods plan. Discover practical steps to align your finances with God's will and experience supernatural peace. LISTEN NOW WATCH NOW ON YOUTUBE (O…
April 27, 2024

Tax Evasion Tips: Income the IRS does not tax

Join Ralph Estep, Jr., as he shares Tax Evasion Tips. Want to learn about 5 types of income the IRS doesn't tax? From gifts to inheritances, our latest episode delves into untaxed income sources and actionable steps to take …
April 26, 2024

Health Savings Accounts

Did you know? Health Savings Accounts (HSAs) offer a triple tax advantage for your medical expenses! Join Ralph Estep, Jr., as he dives into the details with our latest podcast episode. LISTEN NOW WATCH NOW ON YOUTUBE (OUR V…
April 25, 2024

Records You Should Keep

Discover the key financial records you should keep for a secure future. Listen to Ralph Estep, Jr., as he provides expert advice on creating a record-keeping system that works for you. LISTEN NOW WATCH NOW ON YOUTUBE (OUR VI…
April 24, 2024

TIPFLATION - Out of Control Tipping

Join Ralph Estep, Jr., as he does a deep dive into TIPFLATION - Out of Control Tipping and the impact on your wallet! Join Ralph in a thought-provoking conversation on ethical tipping practices. LISTEN NOW WATCH NOW ON YOUT…
April 23, 2024

Creating an Online Account with the IRS

Take control of your tax information effortlessly. Join Ralph Estep, Jr., and listen to our step-by-step guide on creating an online account with the IRS with ID me verification. Stay organized and prepared for tax filing se…