Are you feeling too frugal to invest? You’re not alone, and today’s discussion tackles this common concern while highlighting the importance of smart investing for those who are naturally cautious with their finances. Ralph …
In today's episode of the Ask Ralph podcast, we delve into the vital decision of choosing between a lump sum and annual retirement payouts, a choice that can significantly impact your financial future. Ralph Estep Jr unpacks…
Ralph dives into the often-overlooked hidden costs of selling a home, a topic that can leave many homeowners unprepared and financially strained. He outlines nine unexpected expenses, from presale home inspections to capital…
Losing a wallet can lead to more than just a temporary inconvenience; it can be the gateway to a full-blown identity theft nightmare. In this episode, Ralph delves into practical steps you can take to safeguard your identity…
Feeling worried about your retirement prospects? Wondering what habits might be preventing you from securing a comfortable retirement? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he breaks down …
Are you struggling with anxiety and searching for ways to manage it through your faith? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he answers the powerful question, How Can I Manage My Anxiety …
Have you ever considered how a single financial decision could jeopardize your relationship with your child? In this episode of The Ask Ralph Podcast, Ralph Estep Jr. tackles a question many listeners are facing: Should I ha…
How do I budget for my pet care expenses? If you've ever wondered how to manage pet care costs without straining your budget, this episode of The Ask Ralph Show is for you. Ralph Estep Jr. provides practical advice on budget…
Ever wondered if your retirement savings are hiding a potential tax time bomb? In this episode of The Ask Ralph Show , Ralph Estep Jr. breaks down strategies to help you avoid unexpected tax surprises in retirement. Discover…
Ever wondered how to bring up pension income when dating later in life? In this episode of the Ask Ralph Show, "How Can I Discuss Pension Income During the Dating Process?", Ralph Estep Jr. provides practical tips on when an…
Are you receiving calls from debt collectors and wondering if they’re legitimate? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he exposes the top 7 debt collection scams and provides practical ad…
Are you making dangerous mistakes with your credit card? In this episode of The Ask Ralph Podcast , host Ralph Estep Jr. uncovers the most common credit card blunders that lead to overwhelming debt. Ralph draws from personal…
Have you ever felt stuck in a rut, struggling to find joy in your daily routine? In this episode of the Ask Ralph Podcast, host Ralph dives into the art of finding fulfillment in the mundane. Ralph shares practical strategie…
How do you truly live out your Christian faith through your finances? Are you trusting God with your financial decisions, or are fear and control driving your choices? In this episode of the Ask Ralph Show , Ralph Estep Jr. a…
Feeling unsure about how credit scores impact retirement? Wondering if maintaining a good credit score still matters once you've stopped working? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he expla…
Have you ever wondered how to ensure your loved ones don’t face a heavy tax burden when they inherit your IRA? In this episode, host Ralph Estep Jr. shares key strategies to ease the financial strain on your heirs. Inspired …
Worried about how your debts will be handled after you pass away? Unsure what this means for your estate and loved ones? Tune in to Episode 262 of the Ask Ralph Show with Ralph Estep Jr. as he explores the crucial topic of d…
Feeling unsure about the relevance of writing checks in a digital world? Wondering if they’re still a valuable tool for managing finances? Tune in to Episode 261 of the Ask Ralph Show with Ralph Estep Jr. as he uncovers why …
Struggling to manage finances with your partner? Unsure how to align your financial goals and tackle money-related conflicts? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. and financial expert Karen Hack…
In this episode, Ralph Estep Jr. addresses how to build a Christian community to support your financial journey. Listener Sarah’s question about feeling isolated in her financial struggles prompts Ralph to share actionable s…
Have you ever wondered if you retired too early? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about early retirement. What are 5 regrets of Americans who called it quits too early by retirin…
Is your child prepared for a financially successful future? In this episode of the Ask Ralph Show, Ralph Estep Jr. explores essential money lessons every child should learn. What Are the Best Money Lessons to Teach Your Kids…
Is life insurance taxable? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about taxes regarding life insurance. Is life insurance taxable? With Ralph Estep, Jr. In this episode of the Ask Ralp…
Have you ever wondered what secrets banks are keeping from you? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about bank secrets that could cost you money. What are 10 things that banks don’t…
