BOOK A CALL WITH RALPH
Ask Ralph: Christian Finance

Season 7

April 24, 2025

Where Does Your Money Actually Go?

Ever feel like your money disappears the moment it hits your bank account? In this episode of Ask Ralph , Ralph addresses the pain point so many face: that frustrating mystery of vanishing dollars. Whether it’s impulse buys, ...
April 23, 2025

What If One Habit Could Transform Your Finances Forever?

Is it possible that one small habit could completely shift your financial mindset? In this episode of Ask Ralph , we explore the often-overlooked, yet profoundly powerful impact of gratitude on our money. Gratitude might not ...
April 22, 2025

What If You Already Have Enough?

Do you ever feel like no matter how much you earn or save, it’s still not enough? In this episode of Ask Ralph , we explore how cultural pressures and constant comparison can fuel financial dissatisfaction—and why the Bible o...
April 21, 2025

Feeling Lost With Money? Start Here

Struggling to find clarity with your finances? In this episode of Ask Ralph , we’re addressing the emotional and spiritual weight of financial confusion—and why the first step forward isn’t a spreadsheet or budget, but prayer...
April 20, 2025

LIVE SHOW REPLAY - Are You Ready to Break Free from Financial Shackles?

Are you tired of feeling chained by your finances? In this episode of Ask Ralph , Ralph and Craig dive deep into the habits, mindsets, and spiritual principles that keep so many of us stuck in a cycle of financial stress. Fro...
April 19, 2025

Why Is Giving the Secret to Financial Breakthrough?

What if the path to financial peace doesn’t start with getting more, but with giving more? In today’s episode, we’re diving deep into a countercultural idea: that the breakthrough so many believers are praying for might actua...
April 18, 2025

How Can I Plan for Future Expenses and Avoid Financial Surprises?

Ever feel like you’re finally catching your financial breath—then boom, you see a future expense on the horizon, and it knocks the wind right out of you? In this episode of Ask Ralph , we’re talking about those big bills that...
April 17, 2025

Are Credit Cards Your Friend or Foe?

Are credit cards helping you—or quietly hurting your financial peace? In this episode, Ralph Estep Jr. tackles a deeply personal and practical question many Christians wrestle with: how should we think about credit cards? Fro...
April 16, 2025

Why Is an Emergency Fund Your Lifeline to Financial Peace?

What if one unexpected bill could knock everything off track? In this episode of Ask Ralph , Ralph Estep Jr. answers a listener’s heartfelt question: “What can I do when I feel like I’m always one emergency away from disaster...
April 15, 2025

How Can I Kick Impulse Buying to the Curb and Save Money?

Are impulse purchases derailing your financial goals? In this episode of Ask Ralph , Ralph Estep Jr. addresses one of the biggest traps keeping people stuck in the paycheck-to-paycheck cycle: impulse spending. Ralph unpacks w...
April 14, 2025

Why Is Budgeting Your Secret Weapon to Financial Freedom?

Are you feeling that paycheck-to-paycheck pressure? Yeah, we’ve been there. Today, Ralph Estep Jr. is keying in on how to break free from that cycle of financial stress and shame. He’s here to share a simple biblical strategy...
April 13, 2025

LIVE SHOW REPLAY - Ready to Thrive, Not Just Survive? Your Financial Breakthrough Starts Now!

Feeling trapped in the paycheck-to-paycheck cycle? You’re not alone, and today we’re diving deep into why many of us feel this way and how we can break free from the chains of financial shame and anxiety. Ralph Estep Jr. and ...
April 12, 2025

What Legacy Will You Leave? Can You Build Wealth That Matters?

What comes after financial freedom? When the debt is paid down, and you finally have breathing room, it’s time to ask a deeper question—what kind of legacy are you building? In this episode of Ask Ralph , we shift the focus f...
April 11, 2025

Small Wins, Big Change: Can You Build Financial Momentum?

Feeling stuck in your finances, even though you’re doing “everything right”? You’re not alone—and you’re probably doing better than you think. In this episode of Ask Ralph , we explore the underestimated power of small wins i...
April 10, 2025

Budgeting Broken? Can You Really Break the Cycle?

Do you ever feel like your money is in control—and you’re just along for the ride? You’re not alone. In this episode, Ralph Estep Jr. offers a thoughtful exploration of the emotional challenges tied to financial management, i...
April 9, 2025

Is Money Stress Crushing Your Faith?

Living paycheck to paycheck can feel like a never-ending cycle of anxiety and shame. Ralph Estep Jr. gets real about the emotional toll that financial stress can take, not just on our wallets but on our entire lives. He share...
April 8, 2025

Why Am I Still Broke? Uncovering The Hidden Root Causes

Today, we’re diving into the real reasons why so many of us find ourselves stuck in that paycheck-to-paycheck cycle, even if we're pulling in decent cash. It's not just about how much you make; it’s those sneaky habits and mi...
April 7, 2025

Why Does Living Paycheck to Paycheck Feel So Hard to Escape?

Feel like you're on a hamster wheel—working hard, getting paid, but always feeling broke right after? You're not alone! Today, we're diving into the illusion of financial stability that many of us cling to while living payche...
April 6, 2025

LIVE REPLAY: What are 11 Surprising Things the Bible Says About Wealth?

Ralph Estep Jr. and Dr. Craig Van Slyke dive into the world of biblical financial wisdom, tackling the heavy stuff like financial shame and anxiety. The main point? Wealth isn’t the enemy, but our relationship with money can ...
April 5, 2025

Are You Struggling to Trust God with Your Finances? Find Peace and Purpose in His Plan

Are you tossing and turning at night, fretting over your finances? You’re not alone! Today, Ralph Estep Jr. dives into the heavy topic of trusting God with our money. He’s here to remind us that financial peace is possible, e...
April 4, 2025

Want to Stop Worrying About Money? Create a Plan That Gives You Freedom and Stability

Are you tired of that knot in your stomach every time you think about your finances? Trust me, you’re not alone! Today, we’re diving into how to stop worrying about money and start living with peace. We’ll explore creating a ...
April 3, 2025

Tired of Living Paycheck to Paycheck? Let’s Build a Solid Foundation for Your Future.

Feeling the pinch at the end of the month? You’re not alone! Many of us experience that dreaded financial anxiety, staring at our almost-empty bank accounts and wondering how we’re going to make it through until the next payc...
April 2, 2025

What 7 Daily Steps Can I Take to Rebuild My Confidence With Money?

Feeling overwhelmed by your finances? You’re definitely not alone, and today, we're diving into how we can rebuild that confidence with our money. Ralph's unpacking seven daily steps that blend financial savvy with faith, hel...
April 1, 2025

What’s Stopping You From Starting an Emergency Fund? Try These 5 Tips!

Imagine waking up, and your car just won't start. Yikes, right? Today, we're diving into the wild world of emergency funds and why they’re more important than your morning Starbucks coffee. In this episode, we dive headfirst ...