Today, we're diving into the heavy stuff: the emotional and financial strain of long-term care. Yep, we're tackling the big question—can you really afford to skip long-term care insurance? Spoiler alert: it’s not just a “mayb...
Ever get a surprise check from the IRS and think, “What in the world do I do with this?” Yeah, same here! Today, we're digging into the wild world of tax refunds, exploring why they pop up and how to handle them like a pro. W...
Filing your taxes without all your documents? Yeah, it can be a bit like playing with fire – you could get burned! Today, we're diving into the risky waters of hasty tax filing and uncovering how it could cost you more than j...
Imagine this: you’ve just received a hefty inheritance. Exciting, right? But before you rush off to buy that sports car or book that dream vacation, hit the brakes! Today, we’re exploring how to handle an inheritance responsi...
Generosity can feel like a distant dream when your financial situation is tight, right? But hold onto your hats, because we're diving into how to stay generous for God even when the money seems tighter than your favorite pair...
Crushing debt got you feeling like you’re stuck in quicksand? Fear not! We’re diving into the financial deep end with Ralph Estep Jr., the financial expert who’s come out swinging after his own battles with money woes. We’re ...
So, we’re diving deep into the world of taxes today, and guess what? The main point is figuring out how to dodge those pesky red flags that could trigger an audit. Ever hit that "submit" button on your tax return and felt you...
Ever cracked open your mailbox to find an IRS envelope and felt your stomach drop like it’s auditioning for a horror movie? Yeah, we’ve all been there! Today, we’re diving into the wild world of tax notices, breaking down why...
Choosing the right tax preparer is crucial to avoid costly mistakes and potential fraud. This episode highlights the key red flags to watch for when selecting someone to handle your taxes, ensuring you don't fall victim to di...
Finding a trustworthy tax professional is crucial, especially for small business owners like Bridgette, who fear making costly mistakes with their taxes. Ralph Estep Jr. addresses common concerns about hiring tax preparers an...
Are you feeling overwhelmed by tax season and unsure if you should hire a professional? Ralph Estep Jr. addresses this common dilemma faced by many, especially small business owners like Kassandra, who shared her struggles wi...
Feeling overwhelmed by the demands of work, family, and faith is a struggle many face, and today’s discussion dives deep into how to navigate this challenge. The key takeaway is that setting healthy boundaries is essential fo...
Are you dreaming of buying your first home but feeling overwhelmed by fear and uncertainty? In this episode, Ralph Estep explores the essential steps to approach homeownership with confidence and faith. He emphasizes the impo...
Feeling stuck with your maturing CD? You're not alone! Ralph Estep Jr. dives into the dilemma many face when deciding whether to cash out, roll over, or explore other investment options. He shares valuable insights on how to ...
Are you feeling overwhelmed by tax debt and unsure who to trust for help? This episode dives deep into the risks of falling for too-good-to-be-true tax relief schemes that can actually worsen your situation. Host Ralph Estep ...
Feeling overwhelmed by taxes is a common experience, especially when it comes to estimated taxes. Ralph Estep Jr. addresses this critical topic by breaking down what estimated taxes are, who needs to pay them, and how to avoi...
Feeling frustrated by high interest rates or the embarrassment of being denied credit? You're not alone, and today we’re diving into the world of credit monitoring services, exploring how managing your credit like a pro can s...
Are you feeling overwhelmed by the prospect of tax identity theft and the vulnerability that comes with filing your taxes? Ralph Estep tackles this pressing concern head-on, sharing powerful strategies to secure your financia...
Feeling spiritually empty despite business success is a struggle many Christian entrepreneurs face, and this episode dives deep into that very challenge. Ralph Estep Jr. shares his personal journey of reconnection with God an...
Join Ralph Estep, Jr. as he tackles pressing financial concerns, including how to safeguard your personal information online and navigate the murky waters of IRS scams. This episode highlights the importance of vigilance in p...
Navigating the aftermath of a car accident can be daunting, especially when you find yourself facing a financial gap due to depreciation. Ralph Estep Jr. tackles this critical issue by discussing the importance of gap insuran...
Are you potentially leaving thousands of dollars on the table due to a simple checkbox on your tax return? Discover how a single oversight can cost you dearly, as Ralph Estep Jr. shares the gripping story of Michelle, a widow...
Are you tired of feeling trapped by rising medical bills? Ralph Estep Jr. sits down with Dr. Alex Watson from Admire Medical to explore how preventive healthcare can transform your financial future. They discuss the concept o...
Tax identity theft can be a devastating blow to your finances, leaving you feeling violated and overwhelmed. Today, we dive deep into this pressing issue, sharing practical steps you can take to protect yourself and your fami...
