Ask Ralph Blog

Can My Marriage Survive the Secret of My Financial Infidelity? Imagine discovering a secret credit card statement with thousands of dollars in charges you didn't know about. How would you feel? What would you do? This is the reality for many couple…

Lost a Loved One and Facing Tax Questions? Here’s Everything You Should Know Losing a loved one is a deeply emotional and challenging experience. As Christians, we find comfort in our faith and the hope of eternal life, but we still face the …

Changing Jobs? Don’t Derail Your 401(k) – Here’s How to Get It Right Congratulations on the new job! It’s an exciting time filled with new opportunities and possibilities. But amidst all the excitement, don’t forget ab…

How Secure Is Your Phone? 9 Shocking Risks You Might Be Ignoring In today's world, our phones are practically an extension of ourselves. We use them for everything from banking and shopping to staying connected with loved ones and accessing vital i…

Why Did I Get This 1099? Understanding Your Tax Forms and Avoiding Costly Mistakes Have you ever received a 1099 form in the mail and wondered, "Why did I get this?" or "What am I supposed to do with it?" If so, you're not alone! Many people find 1…

How Can a Side Hustle Help You Fulfill God’s Plan for Your Finances? Many Christians struggle with their finances. They may feel like they're not making enough money or that they're not using their money in a way that honors God. A side hustl…

What is your topic for today? Welcome back to Ask Ralph – Christian Finance show, where we explore the intersection of faith and finances. As Proverbs 27:23-24 wisely advises, "Be sure you know the condition of your flocks, give careful atten…

Why is the IRS Eyeing Your Digital Wallet? The world of finance is rapidly changing, and with the rise of digital wallets and cryptocurrencies, the IRS is taking notice. As faithful stewards of our finances, it's essential to understand why the IRS…

Long-Term Care Without Insurance: Can You Afford to Skip It? Planning for long-term care is a crucial part of a comprehensive financial plan, especially for those who value responsible stewardship and caring for loved ones. As Christians, we are ca…

Unexpected IRS Refund? What You Should Know and Smart Ways to Spend It Receiving an unexpected check from the IRS can feel like winning a small lottery. However, before you start planning that dream vacation or shopping spree, it's important to tak…