Ask Ralph Blog

What are some of the most popular misconceptions of money in scripture? Feeling weighed down by misconceptions about money and scripture? In Episode 315 of the Ask Ralph Podcast, Ralph Estep Jr. dives deep into some of the most widespread misunders…

What are common things that most people don't know about social security? Worried about the stability of your retirement with Social Security as your primary source of income? In this episode, Ralph Estep Jr. of The Ask Ralph Podcast unveils crucia…

What are 7 alternatives to buying a home in your golden years? Are you feeling overwhelmed by the prospect of maintaining a home during retirement? In Episode 313 of the Ask Ralph Podcast, Ralph Estep Jr. discusses seven alternatives to purchasing …

What are the differences between the two types of 529 plans? Are you feeling overwhelmed by the choices in 529 plans for your child's college education? In Episode 312 of the Ask Ralph Podcast, Ralph Estep Jr. breaks down "What Are the Differences B…

What are 7 credit card debt myths that nobody should believe? Do you feel like you're drowning in credit card myths that are doing more harm than good? In Episode 311 of the Ask Ralph Podcast, Ralph Estep Jr. delves into seven prevalent credit card…

Are Cash Apps Safe for Your Business? Do you need help with using cash apps for business transactions? In Episode 310 of the Ask Ralph Podcast, Ralph Estep Jr. discusses why relying on cash apps may be risky for business owners. With stories of sca…

How Can Couples with an Age Gap Navigate Retirement? Are you or your partner nearing retirement but at different paces? Retiring at other times can present unique financial and lifestyle challenges. In Episode 309 of the Ask Ralph Podcast, financia…

How Can You Find Joy in Difficult Times? Do life’s challenges have you feeling defeated? Finding joy during hard times can seem impossible, but it is achievable. In Episode 308 of the Ask Ralph Podcast, financial expert Ralph Estep Jr. shares…

Can You Save Big on Realtor Fees When Selling Your Home? Are you feeling frustrated with the steep costs of selling a home? Between realtor commissions, repairs, and staging fees, the expenses can quickly eat into your hard-earned equity. In Episod…

Are You House Rich but Cash Strapped? Here’s What You Can Do Are you trapped in a valuable home you love but struggling to cover the bills? As inflation rises, many older Americans face this "house rich, cash poor" dilemma. In Episode 306 of …