Ask Ralph Blog

Habits of Highly Resilient People - A Journey of Faith and Financial Wellbeing In life, we all face challenges and setbacks that can test our faith and resilience. But have you ever wondered what sets highly resilient people apart? How do they boun…

Finding Peace in God's Financial Plan: A Journey to Financial Freedom In today's fast-paced world, financial stresses and worries can often leave us feeling overwhelmed and disconnected from God. But here's the good news - you are not alone. In thi…

Unveiling the Hidden Income: A Guide to Untaxed Income according to IRS Have you ever wondered if there are legal ways to earn income that the IRS doesn't tax? Well, the answer might surprise you. In this blog post, we will delve into the intriguin…

Unveiling the Benefits of Health Savings Accounts (HSAs) Health Savings Accounts (HSAs) have been gaining popularity as a smart and tax-efficient way to save for medical expenses. In this blog post, we will dive deep into the world of HSAs as discu…

The Art of Organizing Financial Records: A Comprehensive Guide In this digital age, keeping track of our financial documents and records is crucial for maintaining financial health and being prepared for any potential audits or financial decisions.…

The Rising Dilemma of Out of Control Tipping The culture of tipping has undeniably evolved over the years, but has it spiraled out of control? In today's episode of the podcast, we delve into the phenomenon of TIPFLATION - the term coined to descri…

Simplifying the Process: How to Create an Online Account with the IRS With the evolving landscape of technology, managing your finances and tax information has become more convenient than ever. One crucial step in this digital era is setting up an …

Taking Control of Your Finances: A Guide to Financial Stewardship Do you ever find yourself feeling overwhelmed by your finances, unsure of where to start or how to manage them effectively? In a world where money often feels like a source of stress…

Embracing a Life of Peace and Purpose: A Christian Perspective on Overcoming Worry In a world filled with uncertainties, worries, and anxieties, it can be challenging to find peace and live a life of purpose. As a Christian, the teachings of the Bi…

Understanding Credit Building Loans: A Christian Perspective Have you heard about credit builder loans, but aren't quite sure what they are or if they're right for your situation? Well, stay tuned because in today's episode, we're diving deep into …