Ask Ralph Blog

Is a Wealth Tax That Bad for You? Are you confused by the ongoing debate around wealth taxes? With the 2024 elections around the corner, many politicians are pushing for this to solve inequality. But could it hurt more than help? In Episode 305 of …

Are You Sharing Your Social Security Number in These Risky Places? Ever feel uneasy when someone asks for your Social Security number? You’re right to be cautious. In Episode 304 of the Ask Ralph Podcast, host Ralph Estep Jr. dives into the r…

How Can I Use My Retirement Account as an Emergency ATM? Are you feeling financially squeezed and tempted to dip into your retirement account to cover unexpected expenses? You’re not alone. In Episode 303 of the Ask Ralph Podcast, host Ralph …

Are You Following These 5 Proven Strategies to Stay Wealthy? Are you wondering how some people seem to effortlessly maintain their wealth while others struggle to hold onto their financial success? In Episode 302 of the Ask Ralph Podcast, host Ralp…

How Can You Build Spiritual Grit and Strengthen Your Faith? Are you spiritually drained or struggling to maintain your faith during challenging times? In Episode 301 of the Ask Ralph Podcast, host Ralph Estep Jr. explores the concept of "spiritual …

What Should You Do When Your Bank Account Is Closed? A Guide to Financial Recovery Have you ever experienced the panic of discovering that your bank account has been closed without warning? The frustration of being locked out of your funds can be o…

Top 9 Reasons Why Small Businesses Fail: What You Need to Know Running a small business can be rewarding, but it also comes with its own set of challenges. In Episode 299 of the Ask Ralph Podcast, host Ralph Estep Jr. breaks down the top nine reaso…

Is It True That You Can Lose Your Passport If You Don’t Pay Your Taxes? Are you tossing and turning at night, haunted by the thought of unpaid taxes? The fear of your dream vacation becoming a nightmare at the airport might feel too real. In …

How Can You Buy a Home Without a Steady Income? Here Are 6 Creative Strategies Are you dreaming of homeownership but feel like the lack of a steady paycheck is closing that door for good? Many people believe that buying a house without income is im…

Surveillance Pricing: How Is It Impacting Your Wallet and What Can You Do About It? Have you noticed prices changing every time you visit an online store? It’s not your imagination—this is a surveillance pricing strategy and could cost …