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Ask Ralph: Christian Finance

Ask Ralph Blog

Jan. 5, 2025

How Can Embracing True Christianity Transform My Life?

Transitioning from Classic Humanism to True Christianity Many individuals in the modern world, particularly those raised in Western societies, find their thinking shaped by the principles of classic humanism. This philosophy, while emphasizing huma…

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Jan. 4, 2025

How Do TIPS Work to Protect Your Retirement Portfolio Against Inflation?

Treasury Inflation-Protected Securities (TIPS): A Comprehensive Guide Inflation can be a significant threat to long-term investment goals, diminishing the purchasing power of savings over time. This is especially true for fixed-income securities li…

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Jan. 3, 2025

How Can I Protect My Identity After a Social Security Number Breach?

Protecting Yourself After Your Social Security Number Has Been Compromised Discovering that your Social Security number (SSN) has been compromised can be a stressful experience, especially for older adults and families with young children who are p…

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Jan. 2, 2025

How Can Non-Taxable Income Help You Save Money Legally?

12 Sources of Non-Taxable Income When it comes to personal finances, understanding the difference between taxable and non-taxable income is crucial for maximizing your financial well-being. While most forms of income are subject to taxation, certai…

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Jan. 1, 2025

How Can I Start the New Year on the Best Financial Path?

Starting the New Year Strong: A  Christian Guide to Financial Success Welcome back to the daily Christian Finance podcast! As we approach the New Year, many of us are reflecting on the past year and setting goals for the future. For many, the…

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Dec. 31, 2024

Why Might a CD Not Be the Best Place for Your Savings?

What Are the Top 7 Reasons Why I Should Not Open a CD? For many savers, a Certificate of Deposit (CD) seems like an ideal solution for safety and guaranteed returns. However, it’s essential to consider whether this option aligns with your fin…

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Dec. 30, 2024

Which Financial Choices Lead to the Most Fulfilling Retirement?

What Are the 7 Best Things for Retirees to Spend Their Savings On? Retirement is a time to enjoy the fruits of your labor, but how can you ensure your savings are used wisely? In today’s blog post, we’ll explore What Are the 7 Best Thin…

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Dec. 29, 2024

How Can I Create an Estate Plan with a Kingdom Impact?

How Do I Create an Estate Plan with a Kingdom Impact? Creating an estate plan that goes beyond financial security to leave a lasting Kingdom impact is a challenge many believers face. In this blog post, we explore how to design an estate plan that …

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Dec. 28, 2024

How Do Certain Renovations Lower Your Home's Market Value?

What Are the Top Upgrades You Can Make to Your Home That Make It Harder to Sell? Making upgrades to your home can seem like a wise investment, but not all renovations are created equal. Some might actually make it harder to sell your house. In this…

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Dec. 27, 2024

What Are the Risks of Considering a Reverse Mortgage?

Why I Probably Shouldn’t Consider a Reverse Mortgage? Are you wondering if a reverse mortgage is the right choice for you? While these loans might seem appealing, they often come with risks that could outweigh their benefits. Let’s expl…

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