Ask Ralph Blog

What Are The 7 Documents I Should Always Keep? It's easy to overlook which important documents you should always have ready, but having them on hand can be crucial in unexpected situations. Being prepared with the right documents can save time and …

What are the top financial tips for transitioning into retirement? Retirement can be an exciting yet daunting transition. In this episode of The Ask Ralph Show, host Ralph Estep Jr. shares 10 Financial Tips for Transitioning into Retirement to help…

Where should you pull money from first in retirement to optimize your taxes?  In this episode of The Ask Ralph Show, host Ralph Estep, Jr. provides listeners with valuable strategies for minimizing taxes in retirement. From understanding the t…

What Are Some Essential Money Management Tips For Individuals As Well As Business Owners? Handling money effectively in both your personal life and as a business owner requires a unique approach. The challenges of managing finances in these two are…

What Is The Future Of Artificial Intelligence And How Does It Impact My Christian Faith? Artificial intelligence brings both opportunities and challenges for Christians. As a tool, AI can be used for good, enhancing our ability to serve others and s…

Am I Paying Too Much For Rent? Rising rent costs can put a serious strain on your budget, making it hard to manage other financial obligations. Finding that balance between affordability and comfort is a challenge many people face as housing prices…

How Can I See The Holy Scriptures With Fresh Eyes? A hefty car payment can quickly consume your budget, leaving you feeling like you're on a path to financial ruin. The pressure of a large monthly payment can strain your finances, making it harder …

Should I Refinance My Auto Loan And How Do I Even Do It? A car payment that eats up your budget can feel like a heavy burden, making it seem like you're driving down the road to financial ruin. The strain of a large monthly payment can limit your fi…

How Do Social Security Survivor Benefits Work? Navigating the complex world of Social Security survivor benefits can be challenging. Understanding who qualifies, how much is available, and when to claim can feel overwhelming. Join Ralph Estep Jr. on…

I Just Got Married – Do You Have A Newlywed Tax Checklist For Me To Follow? When you get married, your tax situation can change in a few ways. Join Ralph Estep Jr. on this Tax Talk Thursday edition of the Ask Ralph Show as he discusses the va…