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Ask Ralph: Christian Finance

Ask Ralph Blog

Jan. 14, 2025

How Can a Tax Refund Loan Hurt Your Finances?

Ask Ralph: What is a Tax Refund Loan and Why are they Such a Terrible Idea? Welcome back to Ask Ralph, your daily dose of Christian financial wisdom. Imagine this: It's the middle of February, your car just broke down, and unexpected medical bills …

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Jan. 13, 2025

What Steps Can I Take to Finally Buy a Home in Today’s Market?

Ask Ralph: How Will I Ever Be Able to Buy a Home? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that weighs heavily on many hearts, especially in these uncertain economic times: …

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Jan. 12, 2025

What Are the Best Ways for Christians to Invest Responsibly and Faithfully?

Ask Ralph: Should Christians Invest in the Stock Market? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that's been on the minds of many believers: What Are the Best Ways for Chri…

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Jan. 11, 2025

Why Should You Postpone Collecting Social Security Benefits?

Ask Ralph: Why Should I Wait Until 70 to Collect Social Security? Welcome back to “Ask Ralph,” your daily dose of Christian wisdom for your financial journey. Today, we tackle a question that's been on many minds: "Why should I wait unt…

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Jan. 10, 2025

How Do I Minimize Tax Burdens When Passing on My Assets?

Ask Ralph: Wealth Distribution and Taxes Welcome back to Ask Ralph, your daily dose of Christian wisdom for your financial journey. Today, we're tackling a question from a listener concerned about distributing wealth to their heirs in a tax-efficie…

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Jan. 9, 2025

What Are the Best Strategies for Managing Multi-State Taxes?

Ask Ralph - State Taxes and the Multi-State Worker Greetings and welcome back to "Ask Ralph!" Today, we're diving into a topic that affects many folks in our mobile modern workforce: how to handle your taxes when you live in one state and work in a…

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Jan. 8, 2025

How Do I Start My Journey Toward Financial Independence?

Taking Control of Your Finances God's Way Today we're diving deep into a question that I know weighs on the hearts of many: how can we finally take control of our finances? And not just in a worldly sense, but in a way that aligns with our Christia…

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Jan. 7, 2025

What Are the Best Tech Tools for Simplifying Life for Seniors?

16 Ways Tech Can Make Life Easier for Older People Welcome back to the Daily Christian Finance Podcast! Did you know that smartphone adoption is now over 60% for people over 70 years old¹? It's clear that technology is changing the way we live…

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Jan. 6, 2025

What Are the Warning Signs That a Loved One May Need Financial Assistance?

What to Do When You Suspect Your Mom Has Dementia and She's Still Handling Her Finances Welcome back to the show, listeners! Before we dive into today's topic, I want to share a story. A close friend of mine recently confided in me about her strugg…

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Jan. 5, 2025

How Can Embracing True Christianity Transform My Life?

Transitioning from Classic Humanism to True Christianity Many individuals in the modern world, particularly those raised in Western societies, find their thinking shaped by the principles of classic humanism. This philosophy, while emphasizing huma…

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