Ask Ralph Blog

5 Common Social Security Myths that Will Ruin Your Retirement Social Security falsehoods. Are you falling for some of the most popular social security myths? If so, you could be unknowingly putting your retirement in jeopardy. In this blog post, we…

Mastering Your Finances: Avoiding Common IRS Audit Triggers How to avoid IRS Audit Triggers. Have you ever wondered what common mistakes could land you in the hot seat with the IRS? In this blog post, we'll uncover the top 10 IRS audit triggers and…

Unusual Business Titles: Embracing Creativity and Innovation in the Workplace Creative business titles to propel your organization. Have you ever heard of the chief happiness officer? Or how about the director of first impressions? Well, my friends…

Using Online Tax Software or Selecting an Accountant: Making the Right Choice for Your Taxes Selecting an Accountant? When the tax season arrives, many individuals find themselves facing the decision of whether to tackle their taxes on their own us…

Reigniting a Passion in Your Business: Strategies for Small Business Owners Reigniting a passion in your business, join Ralph Estep, Jr., as he explores finding the initial spark in your business. Have you ever found yourself caught up in the day-t…

The Gift of Forgiveness: Extending Grace to Others In a world where success is often measured by financial mastery, tax efficiency, business growth, and personal achievements, there lies a profound key that can unlock even greater rewards - forgive…

Navigating Real Estate Insights: A Comprehensive Talks with Gina Crowder Join Ralph and Gina as they discuss navigating real estate and provide insightful ideas into home purchasing and selling. Today we bring you an insightful interview revolving …

Common 401K Myths Debunked: A Guide to Secure Your Retirement Introduction: Common 401K Myths Debunked Today, we are going to discuss common 401K Myths Debunked and set you on a path to financial independence. These misconceptions can often lead t…

Deducting Home Improvements: A Guide to Understanding the Tax Benefits Introduction: Are you considering making some home improvements and wondering if you can deduct the expenses on your taxes? It's a common question that many homeowners have. In…

Outlandish Tax Deductions: A Humorous Look at the Unusual Intro: Today, we're going to dive into the topic of crazy and outlandish tax deductions that have landed taxpayers in hot water with the IRS. Trust me, folks, that is not where you want to …