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Ask Ralph Blog

May 6, 2025

Stop Paying for Subscriptions You Don’t Use

Are Unused Subscriptions Silently Sinking Your Stewardship? In today's digital world, subscriptions have become a ubiquitous part of life. From streaming movies and music to meal kits, software, and even razor blades, the "subscription economy" off…

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May 5, 2025

Why Your Lunch Habit Might be Eating Your Savings

Is Buying Lunch Draining Your Wallet? A Stewardship Perspective The Daily Lunch Dilemma – A Question of Stewardship? The midday clock ticks closer to noon, hunger pangs begin, and the familiar question arises: "What's for lunch?" For many bu…

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May 4, 2025

Where to Start When You Feel Financially Overwhelmed

The Most Powerful First Step: Finding Financial Peace When You're Overwhelmed Lost at Sea? Finding Your Financial Anchor in Faith Feeling lost, adrift in a sea of financial confusion? It's a common experience. Managing money—navigating budge…

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May 3, 2025

The True Cost of That Daily Coffee Run

That Daily Coffee Habit? Let's Talk Savings, Stewardship, and What God Says About Your Cup! Hello, and welcome to Ask Ralph – Christian Finance! Many of us find comfort, routine, and even a little joy in that daily cup of coffee. Whether it's…

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May 2, 2025

Budget Smarter: Learn to Separate Needs and Wants

Need It or Want It? A Christian Guide to Financial Discernment Introduction: The Everyday Question - Need It or Want It? In casual conversation, phrases like, “I really need a coffee,” or “I need those shoes,” are commonpla…

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May 1, 2025

Lost Financial Focus? Start Fresh With These Biblical Steps

Feeling Off Track Financially? You're Not Alone (And There's Hope!) Hey everyone, Ralph here from the Ask Ralph – Christian Finance show. One of the things I hear most often, both on the show and just talking with folks, is this quiet (and so…

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April 30, 2025

Godly Stewardship Starts at the Supermarket

Could a Simple Shopping List Transform Your Grocery Budget? Hello everyone, and welcome back to Ask Ralph – Christian Finance! Does walking out of the grocery store sometimes feel like you’ve just gone ten rounds in a boxing match&helli…

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April 29, 2025

How Meal Planning Supports Budgeting and Faithful Stewardship

Is Meal Planning the Key to Budget Success? Introduction: Is Your Grocery Bill Sabotaging Your Stewardship? Many households experience a familiar jolt at the grocery checkout. The rising cost of food can feel overwhelming, putting a strain on budg…

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April 28, 2025

Overspending? One Old-School Habit Can Help You Stop

Is the Envelope System God’s Answer to Overspending? The journey of managing finances as a Christian often involves seeking wisdom not just from financial experts, but from God Himself. Many believers grapple with overspending, feeling the te…

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April 27, 2025

The Christian Path to Healing Financial Guilt and Shame

Feeling Stuck by Financial Shame? Ready for Real Freedom? Friend, have you ever felt that knot in your stomach when the bills pile up, not just from worry, but from a deeper feeling... like you've failed somehow? Like you're not good enough? It's a…

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