Ask Ralph Blog

What to Do if You Outlive Your Life Insurance In episode 295 of The Ask Ralph Show, Ralph Estep Jr. tackles a question many don’t think about until it’s too late: what happens if you outlive your life insurance? If you’ve been pay…

How Faith Can Rebuild Your Daily Motivation | A Path to Renewed Focus and Purpose Are you feeling stuck or lacking motivation in your daily life? You’re not alone. Many struggle to maintain momentum in their spiritual, financial, and personal…

Welcome to the First YouTube Live Episode of Ask Ralph Podcast: Are You Prepared for Tax Season? Essential Tips for Managing Your Finances We’re excited to kick off the inaugural YouTube live episode of the Ask Ralph Podcast! As tax season ap…

7 Insurance Options to Protect Your Retirement: What Are Your Best Choices? Are you concerned about the health care costs that Medicare won’t cover during retirement? Many retirees face unexpected medical expenses that can drain their savings…

How Much Should You Save for Health Care Costs in Retirement? Essential Strategies for Financial Stability in Your Golden Years Are you nearing retirement and concerned about saving enough to cover future healthcare costs? You’re not alone. M…

Is the Rule of 55 the Key to Early Retirement and Lower Taxes? | Essential Financial Freedom Tips Are you considering an early exit from your career but worried about the penalties for tapping into your 401(k) before turning 59 and a half? You&rsqu…

Should You Purchase Special Medical Insurance When Traveling Abroad? | Essential Travel Tips Are you planning an international trip? Have you considered the importance of special medical insurance? If you’ve ever faced a medical emergency in …

What Are Some of the Best Online Deals Banks Offer for Opening a New Account? Are you tired of your current bank offering lackluster interest rates and minimal perks? It might be time to make banks and credit unions provide a switch and explore the…

What Are the Top 5 Areas Retirees Spend Their Money On? As you approach retirement, one question often looms: where will all that money you’ve saved go? In a recent The Ask Ralph Podcast episode, host Ralph Estep Jr. tackled this very questio…

How Do I Embrace God’s Gift of Rest? Practical Steps for Finding Spiritual Balance Are you feeling overwhelmed, constantly running on empty, and struggling to find a moment’s peace? Are you torn between your faith, work, and personal li…