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Ask Ralph: Christian Finance

Ask Ralph Blog

Feb. 2, 2025

What Does It Mean to Truly Serve God in Your Professional Life?

Can You Serve Two Masters? Finding God’s Purpose in Your Professional Life Many Christians struggle to balance their faith with their careers. They feel pressure to succeed in the workplace, but they also want to honor God in all they do. Is …

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Feb. 1, 2025

Fearful of Home Buying Mistakes?

Home Sweet Home…Or Is It? The Questions Every First-Time Buyer Must Ask Buying your first home is often a significant step, and for those who follow Christian financial principles, it's essential to approach this decision with wisdom and pra…

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Jan. 31, 2025

How Can You Maximize Returns When Your CD Matures?

Cash In or Roll Over? A Christian Perspective on Maturing CDs CDs, or Certificates of Deposit, have long been a popular choice for individuals seeking a safe and predictable return on their investments 1. But with interest rates constantly changing…

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Jan. 30, 2025

How Can You Handle Tax Debt Without Falling for Scams?

Desperate for Tax Relief? Why Some Solutions Are Worse Than the Problem When facing a mountain of tax debt, it's easy to feel desperate for a quick fix. The weight of financial burdens can be overwhelming, leading many to seek out "tax relief" solu…

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Jan. 29, 2025

What Are Estimated Taxes and Who Needs to Pay Them?

Wait, What Are Estimated Taxes and Do I Actually Have to Pay Them? Imagine this: you're a freelance graphic designer, finally doing what you love and working from home. You land a big project, and the client sends you a hefty check. You're thrilled…

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Jan. 28, 2025

Is Managing Your Credit Like a Pro Worth the Effort?

How Much Money Could You Save by Managing Your Credit Like a Pro? In the world of personal finance, your credit score is a significant factor that can impact your financial well-being. It's a numerical representation of your creditworthiness, refle…

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Jan. 27, 2025

What Steps Should I Take If I’m Locked Out of E-Filing?

Locked Out of E-filing? The Secret PIN That Changes Everything! Have you ever been ready to e-file your taxes, only to be stopped in your tracks by a missing PIN? It can be frustrating, especially when you're trying to get your taxes done on time a…

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Jan. 26, 2025

Why Might I Not Feel Close to God Anymore Despite Regular Worship?

Ask Ralph: Why Don't I Feel Close to God Anymore? Welcome back to “Ask Ralph,” your daily dose of Christian finance wisdom! Today, we tackle a question that goes beyond the balance sheet and straight to the heart: "Why don't I feel clos…

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Jan. 25, 2025

Is ID.me the Right Choice for Your Digital Identity Needs?

Is ID.me the Future of Digital Identity, or a Privacy Nightmare? ID.me is rapidly becoming a household name, offering a convenient way to verify your identity online for everything from government services to retail discounts. But with convenience …

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Jan. 24, 2025

Is GAP Insurance Essential for New Car Buyers in 2025?

Why Are New Car Owners Most at Risk for This Insurance Nightmare? Welcome back to "Ask Ralph," your daily dose of Christian financial wisdom! Today, we're diving deep into an insurance predicament that often catches new car owners off guard: being …

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