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Ask Ralph: Christian Finance

Ask Ralph Blog

Jan. 24, 2025

Is GAP Insurance Essential for New Car Buyers in 2025?

Why Are New Car Owners Most at Risk for This Insurance Nightmare? Welcome back to "Ask Ralph," your daily dose of Christian financial wisdom! Today, we're diving deep into an insurance predicament that often catches new car owners off guard: being …

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Jan. 23, 2025

How Can Changing Your Filing Status Maximize Your Tax Refund?

Is Your Old Filing Status Stealing Your Tax Refund? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we're diving deep into a question that could be impacting your wallet and your peace of mind: How Can…

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Jan. 22, 2025

Is Investing in Healthcare Now the Key to Saving Thousands Later?

Ask Ralph: Can Spending More on Healthcare Now Actually Save You Thousands Later? Welcome back to Ask Ralph, your daily dose of Christian wisdom for your wallet! Today, we're tackling a question that could save you a bundle and keep you feeling you…

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Jan. 21, 2025

How Can You Prevent Tax Identity Fraud and Safeguard Your Finances?

Ask Ralph: Tax Identity Theft - Is Someone Filing Returns in Your Name? Welcome back to "Ask Ralph," your daily dose of Christian financial wisdom! Today, we're diving deep into a topic that's both concerning and relevant: tax identity theft. It's …

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Jan. 20, 2025

Is It Possible to Be Financially Prepared Without Losing Faith?

Ask Ralph: Is It Wrong to Have an Emergency Fund? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Imagine this: Sarah, a devoted Christian, suddenly loses her job. Her car needs a major repair, and medical bi…

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Jan. 19, 2025

What Are Practical Steps to Finding Peace with God?

Ask Ralph: How Do I Find Peace With God? Welcome back to “Ask Ralph,” your daily dose of Christian finance wisdom! Today, we tackle a question that's close to all our hearts: "How do I find peace with God?" In a world filled with uncert…

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Jan. 18, 2025

How Do You Handle a 1099 Form? A Complete Guide

Ask Ralph: Help! I Just Got a 1099 - What Is It and What Do I Do Now? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that pops up every tax season: "Help! I just got a 1099 - what…

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Jan. 17, 2025

How Do I Raise Kids Who Understand Godly Financial Values?

Ask Ralph: How Do I Teach My Children About Biblical Money Principles? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that's close to the heart of every Christian parent: How do I…

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Jan. 16, 2025

How Can I Minimize Taxes When Selling My House?

Ask Ralph: Do I Have to Pay Taxes When I Sell My Home? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we're tackling a question that's been on many homeowners' minds: How Can I Minimize Taxes When Sel…

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Jan. 15, 2025

How Do I Regain Financial Stability After Christmas Spending?

Ask Ralph: I Spent Too Much at Christmas - How Do I Pay Down My Credit Card Debt? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we're tackling a question that might be weighing heavily on many hearts…

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