Personal Finance Posts

Welcome to the First YouTube Live Episode of Ask Ralph Podcast: Are You Prepared for Tax Season? Essential Tips for Managing Your Finances We’re excited to kick off the inaugural YouTube live episode of the Ask Ralph Podcast! As tax season ap…

7 Insurance Options to Protect Your Retirement: What Are Your Best Choices? Are you concerned about the health care costs that Medicare won’t cover during retirement? Many retirees face unexpected medical expenses that can drain their savings…

How Much Should You Save for Health Care Costs in Retirement? Essential Strategies for Financial Stability in Your Golden Years Are you nearing retirement and concerned about saving enough to cover future healthcare costs? You’re not alone. M…

Are You Truly Financially Secure? 9 Signs That Show You Are Are you lying awake at night wondering if you’re genuinely financially secure? Do you have some money saved but are still uncertain about your financial future? In a recent episode o…

Should I have joint accounts with my children or rely on a Power of Attorney? Managing your finances as you age can be complicated, especially when deciding whether to open a joint account with your children or set up a power of attorney. Financial…

How Do I Budget for My Pet Care Expenses? Pets bring love and joy into our lives, but they also come with financial responsibilities. In Episode 271 of the Ask Ralph Show, Ralph Estep Jr. tackles the question, How do I budget for my pet care expens…

Why Does a Good Credit Score Matter Even in Retirement? As we transition into retirement, many assume that their credit score is no longer a factor. However, in Episode 264 of the Ask Ralph Show, Ralph Estep Jr. sheds light on why maintaining a goo…

What are 5 tips for choosing an insurance agent or broker? Choosing the right insurance agent or broker can feel overwhelming, especially with so many options available. It's important to find someone you trust, who understands your needs and can g…

What are 7 money mistakes made by those over 50? Reaching 50 can indeed bring concerns about financial security, especially with retirement on the horizon. Join Ralph Estep Jr. on the Ask Ralph Show as he addresses the financial anxieties of those …

What are the four types of student loans? Student loan debt can feel overwhelming, leaving you wondering which type of loan is the best choice for your future. With so many options available, from federal loans to private lenders, it can be difficu…