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Personal Finance Posts

March 30, 2025

How to Align Your Work and Finances With God’s Purpose

How Can I Turn My Paycheck Into Purpose? Many individuals experience a disconnect between the hours spent earning a living and a deeper sense of fulfillment. The weekly paycheck, while necessary, can sometimes feel like the sole purpose of our labo…

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March 29, 2025

Setting Financial Boundaries for Adult Children: A Christian Parent’s Guide

Who Pays the Bills When Your Grown Kids Won’t Fly the Coop? The image of the family nest, once filled with chirping fledglings, eventually sees those young birds take flight, embarking on their own independent journeys. However, in recent tim…

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March 26, 2025

Find Financial Stability Even with Irregular Earnings

How Can You Budget When Paychecks Are Unpredictable? For those whose income ebbs and flows like the tides, the idea of creating and sticking to a budget can feel like navigating a ship through a storm. The inconsistency in earnings from month to mo…

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March 22, 2025

Are Paper Checks Safe? Risks, Fraud & Better Alternatives

Why Can’t We Quit Paper Checks—and Are Scammers Cashing In? Are paper checks safe? Even in today’s digital world, paper checks are still hanging on—but at what cost? While many people have shifted to online payments and bank…

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March 21, 2025

Is Your Bank Account Holding Steady?

Are These Common Banking Habits Draining Your Wallet? In the world of personal finance, seemingly small habits can have a significant impact on your financial well-being. Certain banking habits, often overlooked, can quietly drain your wallet witho…

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March 20, 2025

Are Car Dealers Tricking You with 4 Squares?

Are Car Dealers Using the 4-Square Method to Outfox You? Buying a car can be an exciting experience, but it can also be stressful, especially when it comes to negotiating the price. Many car dealerships use various sales techniques to try and get t…

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March 19, 2025

How Fast Is Credit Card Debt Hurting You?

Is Your Credit Card Costing You More Than You Think? Credit vouchers have been around in some form since the 1800s, but plastic credit cards as we know them today have only been used since the 1960s1. In a culture that often encourages instant grat…

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March 17, 2025

Is God's Wisdom Key to Financial Freedom?

Are You Following the World's Wisdom or God's Wisdom in Your Finances? As Christians, we are called to a higher standard in every area of our lives, including how we handle our finances. 1 Peter 1:16 instructs us to "Be holy, because I am holy." Th…

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March 15, 2025

Will 401(k) Changes Impact Your Savings?

What's Changing in Your 401(k) in 2025—and What Does It Mean for You? The new year ushered in exciting changes to 401(k) plans, thanks to the Setting Every Community Up for Retirement Enhancement (SECURE) 2.0 Act of 2022. These changes, effec…

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March 8, 2025

Is the 30% Housing Rule Obsolete?

Is the 30% Rule for Housing Costs Still Wise Today? The 30% rule has long been a cornerstone of personal finance, advising that no more than 30% of one's gross monthly income should be allocated to housing expenses. This includes rent or mortgage p…

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