Personal Finance Posts

Co-Owning Property with Family - What Are Some Tactics to Make Big Decisions Harmoniously? It's common for families to clash over what to do with a property inherited by multiple heirs. Communicating priorities respectfully and making decisions as …

How can small business owners increase value through strategic planning? Ralph Estep Jr. interviews David Chudyk, a Certified Financial Planner and fellow podcaster, about increasing the value of your small business. If you're a business owner look…

Should You Put Money Down on Your Next Car Purchase? Deciding on a car purchase can be quite the dilemma. On one hand, there's the allure of making the financially optimal choice, focusing on factors like upfront cost, fuel efficiency, and resale v…

Navigating the End of Your Auto Lease: A Practical Guide Is your car lease about to end, leaving you unsure what to do next? Many people face this dilemma, struggling to turn in their leased car, buy it, or lease another one. The end of a car lease…

Time to Fly Solo: Encouraging Maturing Children Towards Self-Reliance Having grown kids living at home can be challenging as you navigate the balance between support and fostering independence. Open and honest communication about expectations and f…

Gaining Clarity, Achieving Your Goals, and Finding Peace: Utilizing the Power of Budgeting Feeling like you're just treading water with your finances despite hard work can be disheartening. Constantly reacting to unexpected expenses instead of havi…

The Truth About Annuities: Guaranteed Income or Scam? What if I told you there is an investment out there that promises guaranteed lifetime income, but it's been called a scam that only benefits the person selling it? Would you be interested or wou…

Financial Harmony in Marriage: A Path to Unity in Money Matters Have you ever found yourself and your spouse at odds when it comes to money matters? It's a common scenario for many couples, where financial disagreements can lead to stress and confl…

Navigating Retirement Savings During Job Changes: Tips and Insights Are you in the midst of changing jobs or considering a switch in your career path? If you have accumulated retirement savings in a 401k or other employer-sponsored plan and are uns…

Financial Spring Cleaning: 7 Steps to Organize Your Finances Do you often feel overwhelmed by financial clutter? Is managing your budget causing you stress whenever you check your bank account? If so, it might be time for some financial spring clea…