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Ask Ralph: Christian Finance

Personal Finance Posts

Feb. 21, 2025

Does Financial Infidelity Spell the End?

Can My Marriage Survive the Secret of My Financial Infidelity? Imagine discovering a secret credit card statement with thousands of dollars in charges you didn't know about. How would you feel? What would you do? This is the reality for many couple…

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Feb. 14, 2025

Is Your Digital Wallet Safe from the IRS?

Why is the IRS Eyeing Your Digital Wallet? The world of finance is rapidly changing, and with the rise of digital wallets and cryptocurrencies, the IRS is taking notice. As faithful stewards of our finances, it's essential to understand why the IRS…

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Feb. 13, 2025

Is Long-Term Care Insurance Worth It?

Long-Term Care Without Insurance: Can You Afford to Skip It? Planning for long-term care is a crucial part of a comprehensive financial plan, especially for those who value responsible stewardship and caring for loved ones. As Christians, we are ca…

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Feb. 8, 2025

Are Your Retirement Savings on Track for 2025?

Are You Taking These 10 Smart Steps to Maximize Your Retirement Savings in 2025? Retirement planning is a crucial aspect of financial stewardship, a concept deeply rooted in Christian values. As Proverbs 21:5 1 reminds us, "The plans of the diligen…

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Feb. 1, 2025

Fearful of Home Buying Mistakes?

Home Sweet Home…Or Is It? The Questions Every First-Time Buyer Must Ask Buying your first home is often a significant step, and for those who follow Christian financial principles, it's essential to approach this decision with wisdom and pra…

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Jan. 31, 2025

How Can You Maximize Returns When Your CD Matures?

Cash In or Roll Over? A Christian Perspective on Maturing CDs CDs, or Certificates of Deposit, have long been a popular choice for individuals seeking a safe and predictable return on their investments 1. But with interest rates constantly changing…

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Jan. 24, 2025

Is GAP Insurance Essential for New Car Buyers in 2025?

Why Are New Car Owners Most at Risk for This Insurance Nightmare? Welcome back to "Ask Ralph," your daily dose of Christian financial wisdom! Today, we're diving deep into an insurance predicament that often catches new car owners off guard: being …

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Jan. 20, 2025

Is It Possible to Be Financially Prepared Without Losing Faith?

Ask Ralph: Is It Wrong to Have an Emergency Fund? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Imagine this: Sarah, a devoted Christian, suddenly loses her job. Her car needs a major repair, and medical bi…

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Jan. 17, 2025

How Do I Raise Kids Who Understand Godly Financial Values?

Ask Ralph: How Do I Teach My Children About Biblical Money Principles? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that's close to the heart of every Christian parent: How do I…

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Jan. 12, 2025

What Are the Best Ways for Christians to Invest Responsibly and Faithfully?

Ask Ralph: Should Christians Invest in the Stock Market? Welcome back to “Ask Ralph,” your daily dose of Christian financial wisdom! Today, we tackle a question that's been on the minds of many believers: What Are the Best Ways for Chri…

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