Personal Finance Posts

What Are the 401k Beneficiary Rules I Need to Know and Make Sure I Am Aware of When Managing My Retirement Accounts? Understanding the beneficiary rules for your 401K is crucial for ensuring that your retirement savings are distributed according to …

Is It Better To Rent Or Buy A Home? How Do I Decide What’s Best For Me? Are you tossing and turning at night, wondering whether you should rent or buy a home? You're not alone. This age-old debate continues to perplex many, especially in toda…

Why Is Life Insurance So Important? Do you feel like you're swimming in a sea of confusion regarding life insurance? How much do you need? What's the difference between term and whole life? Which type is better for you? In this blog post, we will d…

Is It Safe to Invest in Precious Metal IRAs? Precious metal IRAs often attract attention with the promise of financial security for retirement, but are they truly as beneficial as they seem? Many wonder if these investments can really provide the f…

What is a Safe Deposit Box? Do you ever wonder where to keep those important documents? You know, the kind you would burst into tears losing - your grandmother's handwritten will or maybe the deed to your house? In this blog post, we look closely a…

Co-Owning Property with Family - What Are Some Tactics to Make Big Decisions Harmoniously? It's common for families to clash over what to do with a property inherited by multiple heirs. Communicating priorities respectfully and making decisions as …

How can small business owners increase value through strategic planning? Ralph Estep Jr. interviews David Chudyk, a Certified Financial Planner and fellow podcaster, about increasing the value of your small business. If you're a business owner look…

Should You Put Money Down on Your Next Car Purchase? Deciding on a car purchase can be quite the dilemma. On one hand, there's the allure of making the financially optimal choice, focusing on factors like upfront cost, fuel efficiency, and resale v…

Navigating the End of Your Auto Lease: A Practical Guide Is your car lease about to end, leaving you unsure what to do next? Many people face this dilemma, struggling to turn in their leased car, buy it, or lease another one. The end of a car lease…

Time to Fly Solo: Encouraging Maturing Children Towards Self-Reliance Having grown kids living at home can be challenging as you navigate the balance between support and fostering independence. Open and honest communication about expectations and f…