Financial Friday Episodes - Page 5 | Ask Ralph: Christian Finance

Jan. 26, 2024

Purchasing versus Leasing Your Next Vehicle

In this episode of The Ask Ralph Podcast, host Ralph Estep Jr. delves into the decision of financing versus leasing when purchasing a vehicle. He explores the advantages and considerations of each option, helping listeners make an informed choice that aligns with their personal goals and financial …

Jan. 19, 2024

Building An Emergency Savings Fund

Join Ralph Estep, Jr., as he discusses why building an emergency savings fund is crucial for financial security and peace of mind. Living paycheck to paycheck without savings leaves individuals vulnerable to unexpected events like job loss, medical...

Jan. 11, 2024

Deferred Interest Loans - Don't Get Pinched!

Deferred interest loans have become increasingly popular, particularly in the retail sector, as they allow consumers to make purchases without incurring any interest charges for a specified period. While these loans offer flexibility and the...

Jan. 10, 2024

Getting Ready for Tax Time

Ralph Estep, Jr. welcomes listeners to another episode of the Ask Ralph podcast, where he delves into taxes and financial matters. In this episode, he focuses on preparing for tax season and provides valuable guidance on finding a professional...

Jan. 9, 2024

7 Ways to Raise Your Credit Score by 200 Points

In this episode of Ask Ralph, we explore the topic of raising your credit score by 200 points in less than five years. Host Ralph Estep Jr. breaks down the importance of credit scores and shares valuable insights on achieving this goal to improve your...

Jan. 8, 2024

New Years Financial Resolutions

In the latest episode of the Ask Ralph show, host Ralph Estep, Jr. discusses financial New Year's resolutions for 2024. According to a study from WalletHub, almost half of all Americans plan to make finance-related resolutions in the coming year – a...

Jan. 6, 2024

Saving Money on Your Next Car

Today, we're discussing how to save money on your next car purchase. Whether you're in the market for a new or used vehicle, these tips will help you get the best deal possible. Please share our Podcast will all your friends and family!...

Jan. 5, 2024

Common Estate Planning Mistakes

Today, we're discussing common estate planning mistakes that you should avoid at all costs. Did you know that two out of three Americans don't have any estate planning documents? That's according to Caring.com’s 2023 Wills and Estate Planning...

Jan. 1, 2024

Inflation Woes - Where Americans Say Their Expenses Have Gone Up

Ralph Estep, Jr. addresses the issue of rising inflation in today's episode of the Ask Ralph show. He discusses areas where Americans have seen increased expenses and provides practical tips for saving money during times of inflation. Ralph suggests...

Dec. 26, 2023

Three Reasons To Take Social Security Early

It's a tough choice - When should I take my social security? Let Ralph Estep, Jr., share with you some concrete ideas about the right age to select to take your benefits and the potential pitfalls of making the wrong decision for your specific...