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Financial Friday Episodes

July 20, 2024

What are the 8 types of homeowners insurance and which should I have for my home?

Are you confused about which homeowners insurance is best for your home? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he explains the eight different types of homeowners insurance you need to know ...
July 19, 2024

Is it better to rent or buy a home? How do I decide what’s best for me?

Are you losing sleep over the age-old question: should you rent or buy a home? Imagine the pressure of everyone telling you homeownership is the key to financial security and the American Dream. But with soaring interest rate...
July 12, 2024

When it the right time to refinance my home?

Are your house payments making you feel stuck? Want to make your money work better for you? Refinancing might help, but it can be challenging. Tune in to this episode of the Ask Ralph Podcast with Ralph Estep, Jr., as he tack...
July 6, 2024

How do I payoff a debt in collections?

Are you drowning in debt, dreading every phone call for fear it's another relentless collector? Do you feel trapped in a financial nightmare with no way out? If so, you're not alone. Debt in collections can cast a dark shadow...
June 28, 2024

What do I do when I inherit property with someone else?

Inheriting a property with someone else, such as a sibling or co-owner, can be an emotionally charged situation rife with potential problems, pains, and frustrations. Managing shared inheritance involves navigating complex le...
June 21, 2024

Should You Put Money Down on Your Next Car Purchase?

When deciding on a car purchase, have you ever felt torn between making the financially optimal choice and the option that would give you the most peace of mind? Tune in to this episode of the Ask Ralph Podcast with Ralph Est...
June 15, 2024

What Do I Do When My Car Lease Ends?

Are you confused about what to do when your car lease ends? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he addresses the common dilemma faced by many: what do I do when my car lease ends, should y...
June 14, 2024

How go I get my adult children to leave the nest?

Do you have grown kids living at home and you're finding it challenging? Want to help them move out and become independent but not sure how to do it in a kind and supportive way? Tune in to this episode of the Ask Ralph Podca...
June 7, 2024

Achieving Your Financial Goals Through Intentional Budgeting

Are you tired of feeling like you're just treading water with your finances, working hard but never making progress? Do you find yourself constantly reacting to unexpected expenses instead of being in the driver's seat? Tune ...
May 31, 2024

The Truth About Annuities: Guaranteed Income or Scam?

What if I told you there’s an investment out there that promises guaranteed lifetime income but is often called a scam? Join Ralph Estep, Jr. to find the truth about annuities, the pros and cons, and who is the best candidate...
May 24, 2024

Financial Harmony: Building Unity in Marriage

Struggling with financial disagreements in your relationship? You're not alone! Tune in to our show where Ralph Estep, Jr., shares practical tips for achieving financial harmony with your partner. Building unity in marriage together.
May 18, 2024

Handling Retirement Savings During Job Changes

Are you changing jobs soon? Wondering what to do with your retirement savings? Join Ralph Estep, Jr., as he discusses handling retirement savings during job transitions. Don't miss out on valuable tips and real-life examples!
May 17, 2024

Financial Spring Cleaning: 7 Steps to Organize Your Finances

Is your budget causing you stress? It's time for some financial spring cleaning! Join Ralph Estep, Jr., for essential steps to organize your finances and achieve peace of mind. You are just 7 steps away from financial peace.
May 10, 2024

Peace of Mind: The Benefits of Long-Term Care Insurance

Planning for your future is crucial. Discover how long-term care insurance can safeguard your savings and provide security in times of need. Join Ralph Estep, Jr., as he provides peace of mind the benefits of long-term care insurance.
May 4, 2024

Do you need an umbrella insurance policy?

Join Ralph Estep, Jr., as he uncovers the benefits of an umbrella insurance policy and why you may want to consider having this additional insurance coverage. Join us as we explore why these umbrella policies protect your pre...