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Ask Ralph: Christian Finance

Banking Episodes

Dec. 16, 2024

Why should I choose a credit union over a traditional bank?

Choosing a credit union over a traditional bank can significantly impact your financial journey, especially when it aligns with your Christian values. Ralph Estep Jr. shares his extensive experience as a credit union executi…
Nov. 5, 2024

What are the best cash apps and what are best practices for using them?

Sending money through cash apps can be nerve-wracking, especially with the risk of scams that can lead to significant financial losses. Ralph shares a cautionary tale about a client who lost $5,000 to a cash app scam, highli…
Oct. 26, 2024

What do I do if the bank closed my account?

What should you do if your bank unexpectedly closes your account? This episode dives into the financial nightmare many face when locked out of their own money, leaving them unable to pay bills and access funds. Ralph address…
Oct. 15, 2024

What are some of the best online deals banks offer for opening a new account?

Are you feeling undervalued by your current bank? This episode dives into the world of online banking, highlighting the incredible perks and bonuses that could significantly boost your financial situation. Ralph Estep Jr. sh…
Oct. 8, 2024

What are 7 ways my bank can help me stick to my budget?

Are you struggling to keep your spending in check and feeling overwhelmed by your finances? You're not alone. Today, Ralph shares seven powerful ways your bank can help you stick to your budget and regain control of your fin…
Oct. 7, 2024

What do experts say about how much is the maximum amount to deposit to a CD?

Are you feeling anxious about your savings and the stock market? Today, Ralph Estep Jr. dives into the world of Certificates of Deposits (CDs) and explores how they can be a powerful tool for maximizing your savings while mi…
Sept. 11, 2024

What are 10 things that banks don’t want you to know which could cost you money?

Have you ever wondered what secrets banks are keeping from you? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks about bank secrets that could cost you money. What are 10 things that banks don’t…
Sept. 2, 2024

What is your bank not telling you about using your debit card?

Debit cards may seem like a responsible financial choice, but they could be leaving you vulnerable to devastating fraud and financial losses. In this episode of The Ask Ralph Show, host Ralph Estep, Jr. explores the hidden r…