Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective

Financial Friday Episodes

May 4, 2024

Do you need an umbrella insurance policy?

Join Ralph Estep, Jr., as he uncovers the benefits of an umbrella insurance policy and why you may want to consider having this additional insurance coverage. Join us as we explore why these umbrella policies protect your pr…
May 3, 2024

The Self Storage Debate - Friend or Foe

Do you really need that self storage unit? Join Ralph Estep, Jr., as he dives into the Self Storage Debate - Friend or Foe? From biblical wisdom on possessions to practical tips for using storage wisely, we've got you covere…
April 26, 2024

Health Savings Accounts

Did you know? Health Savings Accounts (HSAs) offer a triple tax advantage for your medical expenses! Join Ralph Estep, Jr., as he dives into the details with our latest podcast episode. LISTEN NOW WATCH NOW ON YOUTUBE (OUR V…
April 20, 2024

Credit Builder Loans

Curious about credit builder loans and how they can impact your financial journey? Join Ralph Estep, Jr., as he explores the pros, cons, and biblical perspective on managing your credit wisely.
April 19, 2024

Inheriting Savings Bonds and the Tax Implications

Inheriting savings bonds can be a blessing and a responsibility. Let's navigate the key steps after inheriting savings bonds together. Join Ralph Estep, Jr.
April 12, 2024

Credit card charge off and forgiveness

Struggling to manage credit card debt? Discover the consequences of charge off and forgiveness on our show! Join Ralph Estep, Jr., as he provides important details to ensure you make informed financial decisions.
April 6, 2024

Tips for Accounting for Rental Properties

Dive into the world of rental property accounting with our latest episode! Learn essential tips for managing rental income and expenses like a pro. Join Ralph Estep, Jr., as he provides useful tips for accounting for rental …
April 5, 2024

Understanding Admitted versus Non Admitted Insurance Companies

Curious about the difference between Admitted versus non Admitted Insurance Companies? Dive into the complexities with Ralph Estep, Jr., on the latest episode of our podcast! Please share our Podcast with all your friends…
March 30, 2024

Insightful Chat about Financial Literacy with Dr. Christopher Loo

DIVE INTO FINANCIAL LITERACY - In this thought-provoking podcast episode, Ralph Estep, Jr., and Dr. Christopher Loo talk about financial literacy and its impact on our lives. Discover how to empower yourself financially.
March 29, 2024

Why it's vital to keep business and personal finances separate

Are your personal and business finances mixed up? It's time to make a change! Join Ralph Estep Jr., as he shares actionable steps to divide your money, protect your assets, and avoid. How to keep personal finances separate.
March 23, 2024

Deciphering Reverse Mortgages

Considering a reverse mortgage? Our latest episode dives deep into the pros, cons, and steps to take before making this financial decision. Join Ralph Estep Jr, as he works on deciphering reverse mortgages.
March 22, 2024

Medical Expense Deductions

Unraveling the mystery of medical expense deductions! Join Ralph Estep, Jr., as he breaks down what you can and can't deduct on your taxes.  Please share our Podcast with all your friends and family!
March 15, 2024

Inherited IRA Rules

Exploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance.
March 1, 2024

Five Common Social Security Myths that Will Ruin Your Retirement

Worried about your retirement? Don't fall for the misconceptions about social security. Join Ralph Estep, Jr., and learn the truth behind common social security myths and protect your future.
Feb. 9, 2024

Converting Personal Vehicles to Business Use

Ralph Estep Jr., discusses the process and benefits of converting personal vehicles to business use. He explains how this can lower taxes, provide deductions, and offers tips on documentation, deduction methods, and insuranc…